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Some of our ISAs will change into this account at the end of their term.
1.45%AER/tax free on balances from £1-£9,999.
1.50%AER/tax free on balances from £10,000-£49,999.
1.80%AER/tax free on balances of £50,000 or more.
The interest rate is variable. The rate applies to the full balance. There will be no change to how often your interest is paid.
Yes. As this account pays a variable rate of interest it can change over time. We’ll always let you know of any planned changes to the rate. Our account conditions (PDF, 347KB) explain when and how we do this. For example we might review the interest rate if the Bank of England base rate changes.
For example, if you deposit £1,000.00 when you open the account, the balance after 12 months will be £1014.50.
If you deposit £10,000.00 when you open the account, the balance after 12 months will be £10150.00.
If you deposit £50,000.00 when you open the account, the balance after 12 months will be £50900.00.
If you have an ISA Saver Variable, ISA Saver Fixed, ISA Reward Bonus Saver, ISA Bonus Saver or a Junior Cash ISA with us that’s coming up to the end of its term, we will contact you to let you know your options. If you don't ask us to do something else, your ISA will change to an Instant ISA Saver.
Your sort code and account number stays the same. You can carry on saving with your new Instant ISA Saver.
This ISA is not available to any other customers.
Yes. You can make unlimited withdrawals from this account and there are no charges for doing so.
This is a flexible ISA. This means if you are a UK resident and make a withdrawal, you can pay that money back in to this account before the end of tax year and not affect the amount you can save in your cash ISA tax free.
If you're not a UK resident, you can withdraw some of your money but you can't replace this money or save any more.
Any money you move to an account that isn't an ISA will lose its tax-free status. Tax treatment depends on your individual circumstances and may change in the future.
You can close your account at any time.
Tax free means you will not pay income tax on your interest.
AER stands for Annual Equivalent Rate. Whenever you see an advert for a savings account which shows an interest rate, you will see the AER. This means you can use the AER to compare accounts. It shows what the interest rate would be if your interest was paid and compounded once each year.
For more definitions, view our savings glossary.