Everyday Saver

Want easy access to your savings and still earn interest? This account might be the answer.

Who this account is for

  • Ideal for savers who want easy access to their money.
  • You can open this account if you're 16 or over.
  • You must be a UK resident.

The benefits

  • Earn 0.01% gross/AER variable interest for 12 months from account opening.
  • You can have up to five Everyday Saver accounts. You can name each one to help you save for different things.
  • Qualifying account for the Halifax Savers Prize Draw and Save the Change®.

How it works

  • Open with just £1. Save and access your money when you want to.
  • You need to open the account in sole name but you can make it joint once it's open.
  • After 12 months the account will change to an Instant Saver. 

Your new Everyday Saver is minutes away

Please read the summary box below and the account conditions (PDF, 347KB) before you start.

Open now

Summary box for the Everyday Saver

  • 0.01% gross/AER variable rate on balances of £1 or more. 

    Your interest is paid 12 months after you open the account.

  • Yes. As this account pays a variable rate of interest it can change over time. We’ll always let you know of any planned changes to the rate. Our account conditions (PDF, 347KB) explain when and how we do this. For example, we might review the interest rate if the Bank of England base rate changes.

  • For example, if you deposit £1000.00 when you open the account, the balance after 12 months will be £1000.10.

    This assumes:

    • You make the deposit on the day you open the account.
    • You don’t pay more money into the account.
    • You don’t withdraw any money or interest.
    • The interest rate stays the same.

  • This account can be opened and managed:

    • online
    • on our app
    • in branch
    • by phone.

    Bear in mind:

    • You can open this account if you're 16 or over and a UK resident.
    • You can have up to five Everyday Saver accounts and name each one.
    • You need to open the account in sole name but you can make it joint once it's open.
    • Open with just £1.

    After 12 months the account will change to an Instant Saver.  

  • Yes. You can make as many withdrawals as you like from this account and there are no charges for doing so.

  • Gross rate means we won’t deduct tax from the interest we pay on money in your account. You will need to pay any tax you may owe to HM Revenue & Customs (HMRC).

    AER stands for Annual Equivalent Rate. Whenever you see an advert for a savings account which shows an interest rate, you will see the AER. This means you can use the AER to compare accounts. It shows what the interest rate would be if your interest was paid and compounded once each year.

    For more definitions, view our savings glossary.

Open an Everyday Saver

You can open this account if you're 16 or over and a UK resident.

Please read the summary box and the account conditions (PDF, 347KB) before you start.

Open now

Other ways to apply:

  • By phone on 0345 726 3646
    Lines open Mon to Fri 7am-10pm, Sat and Sun 8am-6pm.
  • In branch: Book an appointment at your local branch at a time to suit you.

Existing Halifax savings customers

If you’ve got a Halifax easy access savings account you can renew it into an Everyday Saver without needing to open a new account.

Have you thought about investing?

Our straight-forward options could provide a higher return than saving. Choose from our three ready-made funds and let the experts do the rest.

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Your money is protected

The Financial Services Compensation Scheme (FSCS) protects your money.

FSCS Protected