Our Personal Loan is easy to apply for, even if you don’t bank with us. If you're an existing Halifax current account customer for at least 1 month and you're registered for Online Banking, you could get a quote online and could have the money in minutes.
And now our Personal loan comes with a twist! Customers that take out a loan between 30th April and 31st July will be entered into 1 of 3 monthly prize draws, where 10 customers per month will win their loan back! The prize draws will take place in June, July and August.
Lending is subject to our assessment of your circumstances. This offer is available to UK residents aged 18+ (excluding Northern Ireland)
Other borrowing options are available.
View an example of our Personal Loan agreement (PDF) for Halifax current account customers.
View an example of our Personal Loan agreement (PDF) for customers without a Halifax current account.
3.5% APR representative for loans of £7,500 to £25,000 over 1 to 5 years
Other loan amounts between £1,000 and £50,000 are available at different rates. A decision to offer you a loan is based on your individual circumstances. Loans available from 1-7 years.