PERSONAL LOAN CALCULATOR.

Are you thinking of buying a new car, doing a spot of DIY or tidying up your borrowing but you are not sure how much to borrow? Use our Personal Loan calculator to help you.

You could borrow between £1,000 to £50,000, and choose to make your monthly repayments over 1 to 7 years.

A decision to offer you a loan is based on your individual circumstances.

The rate you're offered may differ from the illustrative APR shown – and will be based on your personal circumstances, the loan amount and the repayment term.

Representative Example

You could borrow £10,000 over 48 months with 48 monthly repayments of £223.32. Total amount repayable will be £10,719.36. Representative 3.5% APR, Annual interest rate (fixed) 3.45%.

 

This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other terms and loan amounts are available at different rates. If you qualify for a loan we'll tell you the rate that applies when you get your personalised quote.

£
Lower amount
28.9%
18.9%
9.9%
3.5%
5.8%
6.8%

Loan amount illustrative APR

Higher amount
months
Less months
1yr
2yr
3yr
4yr
5yr
More months

Representative Example

You could borrow £10,000 over 48 months with 48 monthly repayments of £223.32. Total amount repayable will be £10,719.36. Representative 3.5% APR, Annual interest rate (fixed) 3.45%.

 

This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other terms and loan amounts are available at different rates. If you qualify for a loan we'll tell you the rate that applies when you get your personalised quote.

Monthly Repayments

£0.0

Total repayable

£0.0

Illustrative

0%
APR

Apply for a Personal Loan

Applying for our Personal Loan is easy and you could get a decision in minutes.

  • 1 to 7 years available when you apply
  • Fixed monthly repayments
  • No charge for additional payments
  • Quick, easy and secure.

How to apply

How to apply

You can apply below by selecting the correct option based on whether or not you have a Halifax current account.


I have a Halifax Current Account

  • You can apply for up to £50,000
  • It takes about 1 minute to get your quote in Online Banking
  • Get your quote with no credit searches
  • If you’re approved, you could have the money in your Halifax current account in minutes.

View an example of our Personal Loan agreement (PDF) for Halifax current account customers.

Continue to application


I don’t have a Halifax Current Account

  • You can apply for up to £25,000
  • It takes about 10 minutes to apply online and get a decision
  • If you’re approved, you should have the money in your chosen account within 5 working days.

View an example of our Personal Loan agreement (PDF) for customers without a Halifax current account.

Continue to application

How much can you afford?

Use our budget tool to find out how much money you can afford to spend each month.

Budget tool