PERSONAL LOAN CALCULATOR.

Are you thinking of buying a new car, doing a spot of DIY or tidying up your borrowing but you are not sure how much to borrow? Use our Personal Loan calculator to help you.

Our Personal Loan calculator will help you gain a better understanding of how much you could borrow and how much your repayments might be. Whilst this calculator will give an indication of monthly payments and APR, you can find out your personalised rate by applying.

The rate you're offered may differ from the illustrative APR shown – and will be based on your personal circumstances, the loan amount and the repayment term.

Remember that to be eligible for an Personal Loan greater than £25,000, you must have held a Halifax current account for at least 1 month.

Representative Example

You could borrow £10,000 over 48 months with 48 monthly repayments of £223.32. Total amount repayable will be £10,719.36. Representative 3.5% APR, Annual interest rate (fixed) 3.45%.

 

This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other terms and loan amounts are available at different rates. The maximum APR you could be offered is 29.9% APR.

£
Lower amount
28.9%
18.9%
9.9%
3.5%
5.8%
6.8%

Loan amount illustrative APR

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Representative Example

You could borrow £10,000 over 48 months with 48 monthly repayments of £223.32. Total amount repayable will be £10,719.36. Representative 3.5% APR, Annual interest rate (fixed) 3.45%.

 

This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years. Other terms and loan amounts are available at different rates. The maximum APR you could be offered is 29.9% APR.

Monthly Repayments

£0.0

Total repayable

£0.0

Illustrative

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APR

Apply for a Personal Loan

Applying for our Personal Loan is easy and you could get a decision in minutes.

  • 1 to 7 years available when you apply
  • Fixed monthly repayments
  • No charge for additional payments
  • Quick, easy and secure.

How to apply

How to apply

You can apply below by selecting the correct option based on whether or not you have a Halifax current account.


I have a Halifax Current Account

  • You can apply for up to £50,000
  • It takes about 1 minute to get your quote in Online Banking
  • Get your quote with no credit searches
  • If you’re approved, you could have the money in your Halifax current account in minutes.

View an example of our Personal Loan agreement (PDF) for Halifax current account customers.

Continue to application


I don’t have a Halifax Current Account

  • You can apply for up to £25,000
  • It takes about 10 minutes to apply online and get a decision
  • If you’re approved, you should have the money in your chosen account within 5 working days.

View an example of our Personal Loan agreement (PDF) for customers without a Halifax current account.

Continue to application

How much can you afford?

Use our budget tool to find out how much money you can afford to spend each month.

Budget tool