Budget calculator

With our free tool, you might be able to save a little extra each month, cut down your debts and get yourself ready for the future.

To help you with your budgeting and saving, we’ll also share some links for more support or products.

This tool does not provide legal, tax or financial advice. It is to be used as a guide. We cannot guarantee the accuracy of the tool and are not liable for your use of the tool.

How to complete

Summary

Based on the information you have entered, you have:

##monthly_balance##

...remaining once all of your expenses are paid.

Your budget summary

Total Income

Total essential

Total non-essential

Total other expenses

##total_income##

##total_cat1##

##total_cat2##

##total_cat3##

How we can help

Return to expenses

Having a bank statement to hand might help remind you of regular incomings and outgoings.

At the end you will have the option to print a full overview of your income and spending. We’ll also tell you how we can provide further assistance with your budgeting.

It should take around 10 minutes to complete.

Income

This could include monthly income from the following:

Your salary (after tax)
Self-employment or part-time work
Pensions or annuity
Benefits and tax credits
Investments or property rentals

Give this income a name

How much is this income?

£

Add another income

Give this income a name

How much is this income?

£

Clear entry

Monthly income overview

Total Income

##income_1_name##

##income_2_name##

##income_3_name##

##income_4_name##

##income_5_name##

##total_income##

##income_1_value##

##income_2_value##

##income_3_value##

##income_4_value##

##income_5_value##

Edit your income

Continue to expenses

Before starting, we’d recommend having bank statements and bills to hand, which can help speed up filling out the calculator. Start by entering your income, followed by your expenses to receive a summary of your budget.

It should take around 10 minutes to complete.

Expenses

Include any regular monthly outgoing costs here. The three main categories will help you record where your money goes and how you are spending it.

Please select...

Essential

Non-essential

Other expenses

Monthly expenses overview

Total essential

##cat1_1_name##

##cat1_2_name##

##cat1_3_name##

##cat1_4_name##

##cat1_5_name##

##cat1_6_name##

##cat1_7_name##

##cat1_8_name##

##cat1_9_name##

##cat1_10_name##

##cat1_11_name##

##cat1_12_name##

##cat1_13_name##

##cat1_14_name##

##cat1_15_name##

##total_cat1##

##cat1_1_value##

##cat1_2_value##

##cat1_3_value##

##cat1_4_value##

##cat1_5_value##

##cat1_6_value##

##cat1_7_value##

##cat1_8_value##

##cat1_9_value##

##cat1_10_value##

##cat1_11_value##

##cat1_12_value##

##cat1_13_value##

##cat1_14_value##

##cat1_15_value##

Edit your expenses

Monthly expenses overview

Total non-essential

##cat2_1_name##

##cat2_2_name##

##cat2_3_name##

##cat2_4_name##

##cat2_5_name##

##cat2_6_name##

##cat2_7_name##

##cat2_8_name##

##cat2_9_name##

##cat2_10_name##

##cat2_11_name##

##cat2_12_name##

##cat2_13_name##

##cat2_14_name##

##cat2_15_name##

##total_cat2##

##cat2_1_value##

##cat2_2_value##

##cat2_3_value##

##cat2_4_value##

##cat2_5_value##

##cat2_6_value##

##cat2_7_value##

##cat2_8_value##

##cat2_9_value##

##cat2_10_value##

##cat2_11_value##

##cat2_12_value##

##cat2_13_value##

##cat2_14_value##

##cat2_15_value##

Edit your expenses

Monthly expenses overview

Total other expenses

##cat3_1_name##

##cat3_2_name##

##cat3_3_name##

##cat3_4_name##

##cat3_5_name##

##cat3_6_name##

##cat3_7_name##

##cat3_8_name##

##cat3_9_name##

##cat3_10_name##

##cat3_11_name##

##cat3_12_name##

##cat3_13_name##

##cat3_14_name##

##cat3_15_name##

##total_cat3##

##cat3_1_value##

##cat3_2_value##

##cat3_3_value##

##cat3_4_value##

##cat3_5_value##

##cat3_6_value##

##cat3_7_value##

##cat3_8_value##

##cat3_9_value##

##cat3_10_value##

##cat3_11_value##

##cat3_12_value##

##cat3_13_value##

##cat3_14_value##

##cat3_15_value##

Edit your expenses

Have you added all your
Non-essential & Other expenses?

Return to income Continue to summary

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