Loan overpayment and repayment holiday calculator

Remaining repayments:

Based on the information provided your loan is now expected to be repaid after ##holmonths## month(s).

Important: this is only an illustration

These results should only be used as a guide, as we have to make certain assumptions that could change. For example, that you’ll make all future repayments after the repayment holiday on time and on the same day of the month as you do now, and that other additional payments won’t be made.

We’ve used the APR which, because of rounding, means the estimated interest figure shown won’t be the exact amount of interest you’ll actually pay.

If you take other payment holidays or make additional payments in future, we’ll confirm the details at the time. 

New balance:

If you take a payment holiday of ##remainhol## month your balance will be:

##payholiday##

Remaining repayments:

Based on the information provided, your payment holiday of ##remainhol## month:

Your loan is now expected to be repaid after ##holmonths## month(s), an increase of ##holmonthdiff## month(s) if you had not taken a payment holiday.

You’ll be charged an estimated ##holintdiff## interest by doing this.

Important: this is only an illustration

These results should only be used as a guide, as we have to make certain assumptions that could change. For example, that you’ll make all future repayments after the repayment holiday on time and on the same day of the month as you do now, and that other additional payments won’t be made.

We’ve used the APR which, because of rounding, means the estimated interest figure shown won’t be the exact amount of interest you’ll actually pay.

If you take other payment holidays or make additional payments in future, we’ll confirm the details at the time. 

Remaining repayments:

Based on the information provided, your payment holiday of ##remainhol## month and making ##overpayterm## additional monthly payment(s) of ##overpayamt##:

Your loan is now expected to be repaid after ##opmonths## month(s), ##optermchange## of ##opmonthdiff## month(s) if you had not taken a payment holiday and if you had not made additional payments.

You’ll ##opintchange## an estimated ##opintdiff## interest by doing this.

Important: this is only an illustration

These results should only be used as a guide, as we have to make certain assumptions that could change. For example, that you’ll make all future repayments after the repayment holiday on time and on the same day of the month as you do now, and that other additional payments won’t be made.

We’ve used the APR which, because of rounding, means the estimated interest figure shown won’t be the exact amount of interest you’ll actually pay.

If you take other payment holidays or make additional payments in future, we’ll confirm the details at the time. 

Remaining repayments:

Based on the information provided, making ##overpayterm## additional monthly payment(s) of ##overpayamt##:

Your loan is now expected to be repaid after ##opmonths## month(s), ##optermchange## of ##opmonthdiff## month(s) if you had not made additional payment(s).

You’ll ##opintchange## an estimated ##opintdiff## interest by doing this.

Important: this is only an illustration

These results should only be used as a guide, as we have to make certain assumptions that could change. For example, that you’ll make all future repayments after the repayment holiday on time and on the same day of the month as you do now, and that other additional payments won’t be made.

We’ve used the APR which, because of rounding, means the estimated interest figure shown won’t be the exact amount of interest you’ll actually pay.

If you take other payment holidays or make additional payments in future, we’ll confirm the details at the time. 

Remaining repayments:

Based on the information provided, your payment holiday of ##remainhol## month and making ##overpayterm## additional monthly payment(s) of ##overpayamt##:

Your loan is now expected to be repaid after ##opmonths## month(s).

You’ll ##opintchange## an estimated ##opintdiff## interest by doing this.

Important: this is only an illustration

These results should only be used as a guide, as we have to make certain assumptions that could change. For example, that you’ll make all future repayments after the repayment holiday on time and on the same day of the month as you do now, and that other additional payments won’t be made.

We’ve used the APR which, because of rounding, means the estimated interest figure shown won’t be the exact amount of interest you’ll actually pay.

If you take other payment holidays or make additional payments in future, we’ll confirm the details at the time. 

• The values entered indicate it will take more than 10 years to repay your loan. Please re-check the values you've entered, or contact us to discuss further options.