Saving for a rainy day

How much should I save for a rainy day?

A rainy day fund is money that you put aside for emergencies or unexpected bills. This could include your car breaking down or losing your job.

It's recommended to have three months' worth of essential outgoings saved in your account. This means you’ll have money to fall back on if you need it.

Use our rainy day fund calculator to find out how much you should aim to save.

This includes utility bills, food and mortgage or rent payments.
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My result

Based on these details, we think you should have a rainy day fund of ##buffer##.

You’re already ##percentage##% of the way there with the savings you have.

What's next?

Have a look at our savings tips to find out how you could save more.

Set up Save the Change® to make the small amounts count too.

My result

Based on these details, we think you should have a rainy day fund of ##buffer##.

Well done. You've already saved this amount.

What's next?

Have a look at our savings tips to find out how you could save more.

Help your money grow with our ready-made investments.

Please use the calculation as an estimate. It does not include interest you would earn over time.

Check out our other calculators

Work out the time it will take you to reach your goal or calculate how much you need to put away each month to hit your target amount.

How long will it take?

How much do I need to save? 

How much could I have?

Have you thought about investing?

Our straight-forward options could provide a higher return than saving. Choose from our three ready-made funds and let the experts do the rest.

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