HELP TO UNDERSTAND NEW OVERDRAFT FEES

Check how much your fees might be

We work out the daily arranged overdraft fee based on the amount you borrow. We'll round down the amount you pay fees on.

If you borrow £1250 or less, you’ll only pay one rate of 1p for every full £6. If you borrow more, the fee you’ll pay will be a combination of the rates shown below. These rates are added together to give you the total daily arranged overdraft fee. You can see the difference you pay now to what you’ll pay from 4th February.


Overdraft fee calculator

You can work out how much you can expect to pay by trying our simple fee calculator. Learn how we can help you keep on top of your bank balance every day.

Manage your arranged overdraft

With our mobile app or online you can:

  • Transfer money in to keep daily fees down
  • Reduce your limit or cancel your overdraft
  • Apply for a new arranged overdraft or an increased limit
  • Get an instant decision online.

You can also manage your arranged overdraft over the phone or in branch.

We will assess your situation before we offer you an arranged overdraft. We may decide not to do so. Overdrafts are repayable on demand. This means we can ask you to pay some or all of it back at any time. You must be aged 18 or over to apply.

Sign in to Online Banking, then select ‘Overdrafts’ from the left hand ‘Our products and services’ panel, or alternatively from your bank account, select ‘More actions’ and then ‘Overdraft’.

Sign in to Online Banking