Need help reading this page? Click to activate Recite Me popup.

Arranged overdraft cost calculator

What does that mean?

Choose the type of account you want to calculate arranged overdraft costs for
What does that mean?

If you have already graduated, please select 'yes'. If you are still studying, please select 'no'.
What does that mean?

The interest-free amount on your overdraft will depend on what year of graduation you're in. We'll write to you to confirm this in May each year. You can find out what year you're in by checking this letter.
What does that mean?

If you have an arranged overdraft for the selected account, please select yes
What does that mean?

Please select second option if you know your interest rate

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • From 01 August 2025 we’re changing the interest-free arranged overdraft amounts on our Halifax Student Current Accounts opened after 02 August 2017. For full details please see the Guide to Changes (PDF, 35KB).
  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges
  • You may have graduated a few years ago now. The interest-free amount on your overdraft will depend on what year of graduation you’re in. We’ll write to you to confirm this in May each year. You can find out what year you’re in by checking this letter.

Arranged overdraft details

  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Arranged overdraft details

  • From 01 August 2025 we’re changing the interest-free arranged overdraft amounts on our Halifax Student Current Account. For full details please see the Guide to Changes (PDF, 35KB).
  • ##feefree-amt## interest free amount
  • ##od-rate-display##% EAR (variable) representative
  • Your interest rate will be based on how you manage any accounts you have with us and on the credit information we hold about you.
  • No unarranged overdraft interest, fees or charges

Calculate cost of an arranged overdraft

£

Interest free amount

##feefree-amt##

Cost of arranged overdraft

##od-input## for ##days-input## days at ##od-rate-display## % EAR (variable) representative

##total-cost##

 

Sign in to apply

Edit Key/Value Pair Calculator