Direct debits, standing orders, cheques and debit cards all make life easier. Making sure you’ve enough money in your account to cover these payments will help you to keep any arranged overdraft interest as low as possible.
If you bank online with us, you can transfer money from other accounts up to midnight to avoid daily arranged overdraft interest for that day. For other amounts you pay into your account – for example, cheques or payments made at a cash machine – you’ll need to allow time for the money to reach your account. For cheques this can take several days.
It’s easy to check your account balance. You can do it 24 hours a day online, by phone or from a cash machine. Or call into one of our branches during normal working hours.
Click the ‘Apply now’ button to sign into Online Banking, then select ‘Overdrafts’ from the left hand ‘Our products and services’ panel, or alternatively from your bank account, select ‘More actions’ and then ‘Overdraft’.
If you already have an arranged overdraft you can apply to increase, decrease or remove your arranged overdraft from your bank account.