The tomorrow you want, begins with a plan for today.

As you start to get a better idea of what you want in life, a financial plan can help you focus on the things that are most important to you. Understanding different financial products and starting good money habits can help. It will make your money work harder and bring you closer to achieving your goals, whatever they might be.


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Get started with financial planning

If you’re looking to put your own financial plan in place, we’ve got a few simple tips that will set you on your way.

Financial planning tips
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Financial planning myths, busted.

There are lots of myths about financial planning. We’ve created a list of the common misconceptions to help you. By being more informed, you can feel confident in making the right decisions for you.

Bust those myths

Be informed

Keep track of where your money goes each month with our spending insights tool.


Spending insights tool

Save smart

Use our savings calculator to help you set up a plan to reach your savings goal.

Calculate savings

Plan ahead

We have guidance and tips on how to start saving for retirement.


Plan your retirement

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. Schroders Personal Wealth is a trading name for Scottish Widows Schroder Personal Wealth Limited.