Payment limits

There are daily limits to the amount of money you can send from your account.

  • The limit is for each account and resets at 11:59pm each day.
  • Manage and view your daily limit when you make a payment in our mobile banking app or through online banking.
  • Some payments don't count towards the limit. These are transfers between your own Halifax current and savings accounts, cheques, Direct Debits, and CHAPS payments. 

How much you can send

How much can I send?

Payment type

Daily limit

See these guides

Payment type

Faster payments

Payments to another UK account will normally be sent this way.

Daily limit

Online: up to £25,000

In branch: up to £250,000 with valid identification

Phone: up to £25,000

Your limit includes payments you set up for a future date and increases to existing future payments.

See these guides

Payment type

Standing orders

Lets you regularly send a set amount of money to another account.

Daily limit

Online: up to £25,000

In branch: up to £100,000

Phone: up to £25,000

Your limit includes new standing orders and increases to existing standing orders.

See these guides

Payment type

Cash withdrawals

Take cash from your account. 

Daily limit

Cash machines or cashback: up to £800

In branch: no limits, but please order large amounts in advance.

See these guides

If you have a Websaver or Express Cash account, your limits may vary.

If you need to make a payment for a very large amount, you might want to send it by CHAPS. This has a fee and can only be done in branch.

Manage and view your daily limit

Let us show you step by step.

    1. From your account, select 'Payment and transfers'.
    2. Select 'account or recipient' and choose the account you would like to pay from the list.
    3. Select the account you’d like to pay from the list, then select 'Manage payment limit'.
    4. See how much you have available to transfer and manage your payment limit by selecting ‘Change daily limit’.
    5. You can then set your payment limit to an amount that suits you up to your maximum product limit.
  1. Select the 'More' menu from your account, then 'Payments and transfers'. 
  2. Select 'Choose who to pay'.
  3. Select the account you’d like to pay from the list, then select 'Manage payment limit'.
  4. See how much you have available to transfer and manage your payment limit by selecting ‘Change daily limit’.
  5. You can then set your payment limit to an amount that suits you up to your maximum product limit.

You can also change your payment limit by selecting the 'Manage payment limit' from the 3-dot menu for your account.

Let’s take a closer look

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Mobile banking app

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Online banking

Log in to view or manage your accounts on our website.

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You might also like

Set up a standing order

You can set up a standing order in the app or in online banking.

How to set up a standing order

Pay someone new

Follow our step-by-step instructions on how to pay someone new in the app or in Online Banking.

How to pay someone new

International payments

It’s simple and secure to send or receive money outside the UK or in a foreign currency.

About International payments

More help with payments

Track down regular payments, share your bank details or pay in a cheque on your phone.

See our guides

More help with payments

Track down regular payments, share your bank details or pay in a cheque on your phone.

See our guides