Watch out for wear and tear
Nothing stays shiny and new forever. Furniture gets scuffed, curtains fade in the sun and, after a while, parts of the building like roof tiles or pipes can deteriorate too.
It's called 'wear and tear' – a term used by all insurance companies – and it's something you should know about, because you can't claim for damage caused by every day wear and tear.
Take an old roof with worn tiles. If they let in rainwater, this could result in a lot of damage. Repairs to the roof would not be covered as the damage is due to wear and tear. Or a rotten window frame- if this lets in rainwater it would not be covered as it is due to wear and tear.
That's why it's so important to take good care to keep everything shipshape. So here are our top watch-outs for maintenance around the home.
Top tips for wear and tear
Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.