Thinking about retirement?

We know it can be tricky to take time to think about your future when you’ve got so many other things going on, but it’s important to be prepared and make sure that you’re planning ahead for the retirement you deserve.

There have been lots of changes to pensions and retirement planning in recent years, and it can all seem a bit overwhelming. That’s why we’ve worked closely with our pensions experts at Scottish Widows, to put together a list of things you might want to think about and some information that could help you plan ahead.

Whether you’re under 50 and want to make sure you’re on track for a secure and comfortable retirement, or over 50 and unsure about what your options are, our handy tips can help.

Under 50

How to plan for retirement – tips for the under 50s

Tips for the under 50son planning for retirement.

Over 50

Make sure you’re retirement-ready with our handy tips for the over 50s

Tips for the over 50son retirement.

Transfer your pensions

If you’re looking to transfer your pension we can help

Combine my pensions

Halifax is a division of Bank of Scotland plc. Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh, EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.

Eligible investments with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). For further information about the compensation provided by the FSCS, refer to the FSCS website at You can also visit our Financial Services Compensation Scheme page for more details.