The Halifax brand is changing to Lloyds

 

About the Halifax brand change

As your Halifax accounts and policies move to the Lloyds brand, we'll keep you informed every step of the way and contact you before any changes happen. 

There's nothing you need to do today. You'll find the latest information here about what stays the same, what's changing and when.

Watch our video to find out more (3 mins 28 secs).

 

An update about your accounts and policies

Find out what's changing, what stays the same and any updates that may affect you.

Savings

From November 2026

Halifax savings accounts will become Lloyds branded.

Accounts will continue to be provided by Bank of Scotland plc, with no changes to account details, the way savings are managed or FSCS protection.

We'll contact you before anything changes.

Savings FAQs

Current accounts

From 2027

Halifax current accounts will become Lloyds branded.

There's nothing you need to do, and we'll keep you updated along the way. Accounts will continue to be provided by Bank of Scotland plc, with no changes to account numbers, sort codes, payees, direct debits, standing orders or FSCS protection.

We'll contact you before anything changes.

Current account FAQs

Mortgages

From 2027

Halifax mortgages will become Lloyds branded.

There's nothing you need to do, and we'll keep you updated along the way. This won’t affect your mortgage in any way. Your payments, interest rate and mortgage terms will stay the same.

We'll contact you before anything changes.

Mortgage FAQs

Credit cards

From 2027

Halifax credit cards will become Lloyds branded.

There's nothing you need to do, and we'll keep you updated along the way. Your PIN, credit limit, features, benefits and payment arrangements will stay the same. Recurring payments and subscriptions will continue as normal.

We'll contact you before anything changes.

Credit card FAQs

Loans

No change

Existing Halifax loans will remain Halifax branded until they end.

Repayments, interest rates and loan terms won't change.

If you need to borrow again in future, lending products will be available under the Lloyds brand.

Loan FAQs

Investments and pensions

From 2027

Halifax Share Dealing, Ready-Made Investments, Ready-Made Pensions and Self-Invested Personal Pensions will become Lloyds branded.

There's nothing you need to do, and we'll keep you updated along the way. Account details, investments, trading arrangements and how you log in will stay the same.

We'll contact you before anything changes.

Investment and pension FAQs

Car finance and leasing

No change

Existing Halifax car finance agreements will continue unchanged until they end. If you need car finance in future, you'll be able to explore finance products with Lloyds.

Existing Halifax vehicle leasing agreements will continue unchanged until they end. If you're looking to lease a vehicle in future, you'll be able to explore vehicle leasing products with Lloyds.

Car finance and leasing FAQs

Protection cover

No change

Halifax Protection policies will continue as normal and Scottish Widows will continue to administer them.

Cover, policy terms and premiums won't change because of the Halifax brand change.

Protection cover FAQs

Insurance

From now

If you have a Halifax home, car or business insurance policy, there's nothing you need to do. Your current policy and cover remain unchanged.

We'll get in touch before your renewal date to let you know about any changes that may apply to you, including updates to our branding.

Insurance FAQs

Moving across to the Lloyds app in just a few clicks

You can continue managing your accounts in the Lloyds app by following these steps.

Step 1. Get started in the Halifax app. Image of mobile phone screen with the Halifax logo and an arrow to the Lloyds logo.

Open the Halifax app and select the message to start your move to Lloyds.

Step 2. We'll get you set up and verified. Image of mobile phone displaying the Lloyds logo with the message You're all set.

We'll take you to the Lloyds app and in a few quick steps, you'll be set up. You can use biometrics and continue using your existing password and memorable information.

Step 3. Everything will be waiting for you in the Lloyds app. Image of mobile phone displaying Halifax accounts in the Lloyds app.

The Lloyds app looks and works a lot like the Halifax app, so it should feel familiar straight away. Your accounts and policies will be there ready for you to manage, just as you do today.

Your security comes first

Our promise on fraud

We want you to feel safe during this brand change.

Any action will always start in your app or online banking, not from a link, message or call.

If someone is asking you to do something another way, it's not us, it’s a fraudster.

Head to the Lloyds fraud hub

What to expect from us

  • Updates by email, letter, or in the Halifax app or online banking.
  • Clear notice when it’s time to move to Lloyds.
  • The same protection you get today.

What we’ll never do

  • Ask you to log in or verify yourself using a link or QR code.
  • Ask for personal details by phone, text or email.
  • Ask you to move your money.


Support with managing someone’s affairs

 
Image of man drinking a smoothie

Your power of attorney questions answered

If you help manage someone else’s accounts or have someone help manage your accounts, there’s a few extra things to know about how this will work in future.

Representative access

Help and support
 

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Head to Lloyds for support with...

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Financial abuse support

We're here to help if you or someone you know is a victim of financial abuse.

We're here to help
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Money worries

Get the support you need if you are facing challenging times.

Help with money worries

Need help?

If you're registered for online banking, the fastest way to get in touch is by messaging us securely online through the Lloyds app or online banking.

 
Phone image that shows the Lloyds app

Message us in the Lloyds app

The Lloyds virtual assistant can easily answer most questions, including questions about your Halifax accounts. If it can’t help, we'll pass you onto someone who can.
 

How to message us