Reward current account.

Discover more about the simple account with lots to offer:


Free simple everyday banking

There's no monthly maintaining the account fee with this account. Just stay in credit and you won't be charged any daily fees.

Also you don't need to pay a set amount of money in or have any Direct Debits coming out of this account each month.


£2 each month to say thanks

As a little thank you from us, you can get a £2 reward each month if you do the following throughout the previous calendar month:

  • pay in £750 or more and;
  • pay out a minimum of 2 different Direct Debits;
  • stay in credit.

£135 for switching to us

You’ll get £50 within 7 working days when you use the Current Account Switch Service to transfer and close your old account held elsewhere. Plus another £85 after 6 months if you:

  • pay in at least £1,500 into your account each calendar month (for 6 months)
  • use your debit card at least once and register for paper-free correspondence & statements within 6 months of opening your account

Plus enjoy these extra benefits:

  • Easy access to your money
    Manage your account with Online, Mobile Banking (including our App), Telephone Banking or any of our branches.
  • A VISA contactless debit card
    Also pay for goods and services easily and conveniently with a VISA debit card with contactless payments.
  • Get up to 15% cashback
    With Cashback Extras, you can get up to 15% cashback on your debit card purchases, based on the places you usually shop or may like to try, such as clothing stores, DIY outlets and restaurants. Once registered, you can activate your offers through Online Banking or our Mobile Banking App.
    To qualify for Cashback Extras you need to be over 18 of age, have a Halifax Bank Account, a Halifax debit card and be registered for Online Banking. Merchant offers and cashback amounts vary. Terms and Conditions apply.

I'm ready to apply



In addition to the £135 offer you can also enjoy these benefits

Current Account Switch Guarantee

  • Choose your switch date – Switch in 7 working days or select a later date that suits your needs
  • We'll move all your payments – Any payments, Direct debits, Standing orders and remaining balance will be transferred into your new account
  • Six month fee free arranged overdraft – Your Arranged Overdraft will be fee free for 6 months if you switch your account to us. Arranged overdrafts are subject to application and approval, and are repayable on demand.

What you need to do:

  1. Apply for this account through the 'Apply and switch' button below
  2. Complete our switching form at the end of our application form
  3. We’ll switch your account in 7 working days (or after, if you've chosen a later date to switch).


Am I eligible for the £135 offer?

You’re eligible if you…

  • use the Current Account Switch Service, close your old account held elsewhere and switch to our Reward Current Account, Ultimate Reward Current Account (£17 monthly maintaining the account fee applies) or another existing Halifax Current Account.
  • pay in at least £1,500 into your account each calendar month (for 6 months)
  • use your debit card at least once and register for paper-free correspondence and statements within 6 months of opening your account

You won't qualify if you...

  • received any other offer or benefits for switching to a Halifax bank account at any point since January 2012
  • are switching to a Basic Account, a Student Account or a Youth Account
  • are a Bank of Scotland bank account customer switching to Halifax
  • are changing your Halifax account to another account with us

Your options to open this account


I want a new account

Apply for a Reward Current Account

Apply for a new account

Apply for a Reward Current Account and switch your existing bank account to us

Apply and switch

You can also apply for an arranged overdraft and add an additional person as part of our application form to make it a joint account afterwards.

You can also apply for this account by calling us on 03457 20 30 40 (Mon-Fri 8am-8pm, Sat 8am-6pm and 9am-5pm) or visiting your local branch. Find out which forms of identification you'll need to take into branch to open your account.

For more information and terms & conditions for this current account, read the Reward Current Account Getting Started Guide (PDF).

For more information about the fees associated for Payment Services with this account please see the Fee Information Document (PDF).

Making sure you get a fair deal

We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.

To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.

Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK.

Whether you can have an arranged overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand, including any fee.