Reward current account.

Discover more about the simple account with lots to offer:


Free simple everyday banking

There's no monthly fee with this account. Just stay in credit and you won't be charged any daily fees.

Also you don't need to pay a set amount of money in or have any Direct Debits coming out of this account each month.


£3 each month to say thanks

As a little thank you from us, you can get a £3 reward each month if you do the following throughout the previous calendar month:

  • pay in £750 or more and;
  • pay out a minimum of 2 different Direct Debits and;
  • stay in credit.

£75 for switching to us

£75 paid within 7 working days when you switch your account to us using the Current Account Switch Service and close your old account held elsewhere.

Please note: From 1st October 2018 the monthly reward payment will reduce to £2 from £3, if in the previous calendar month you pay in £750 or more, pay out a minimum of 2 different direct debits and stay in credit. If you meet this criteria the first payment of the new £2 monthly reward payment will be paid by 2nd November 2018.

Full details of these changes can be found in the Guide to Changes.

Plus enjoy these extra benefits:

  • Easy access to your money
    Manage your account with Online, Mobile Banking (including our App), Telephone Banking or any of our branches.
  • A VISA contactless debit card
    Also pay for goods and services easily and conveniently with a VISA debit card with contactless payments.
  • Get up to 15% cashback
    With Cashback Extras, you can get up to 15% cashback on your debit card purchases, based on the places you usually shop or may like to try, such as clothing stores, DIY outlets and restaurants. Once registered, you can activate your offers through Online Banking or our Mobile Banking App.
    To qualify for Cashback Extras you need to be over 18 of age, have a Halifax Bank Account, a Halifax debit card and be registered for Online Banking. Merchant offers and cashback amounts vary. Terms and Conditions apply.

I'm ready to apply



Want to get £75 for switching your account to us?

Enjoy the following benefits when you switch your account to us:Current Account Switch Guarantee

  • £75 paid within 7 working days when you switch your account to us and close your old account held elsewhere insertAsset
  • Choose your switch date – Switch in 7 working days or select a later date that suits your needs
  • We'll move all your payments – Any payments, Direct debits, Standing orders and remaining balance will be transferred into your new account
  • Six month fee free overdraft – Your Planned Overdraft will be fee free for 6 months if you switch your account to us. Overdrafts are subject to application and approval, and are repayable on demand.

What you need to do:

  1. Apply for this account through the 'Apply and switch' button below
  2. Complete our switching form at the end of our application form
  3. We’ll switch your account in 7 working days (or after, if you've chosen a later date to switch).


Am I eligible for the offer?

You’re eligible for the £75 offer if you…

  • use the Current Account Switch Service, close your old account held elsewhere and switch to our Reward Current Account, Ultimate Reward Current Account (£17 monthly fee applies with this account) or another existing Halifax Current Account.

You won't qualify for the £75 offer if you...

  • received cashback for switching to us since January 2012, we’re sorry but you won’t get it again
  • are switching to a Basic Account, a Student Account or a Youth Account
  • are a Bank of Scotland bank account customer switching to Halifax
  • are changing your Halifax account to another account with us.

Your options to open this account


I want a new account

Apply for a Reward Current Account

Apply for a new account

Apply for a Reward Current Account and switch your existing bank account to us

Apply and switch

You can also apply for an overdraft and add an additional person as part of our application form to make it a joint account afterwards.

You can also apply for this account by calling us on 03457 20 30 40 (Mon-Fri 8am-8pm, Sat 8am-6pm and 9am-5pm) or visiting your local branch. Find out which forms of identification you'll need to take into branch to open your account.

For more information and terms & conditions for this current account, read the Reward Current Account Getting Started Guide (PDF).

Making sure you get a fair deal

We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.

To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower.

Halifax current accounts and services are offered subject to status. Available only to personal customers aged 18 or over who are resident in the UK.

Whether you can have an overdraft and the amount will depend upon your personal circumstances at the time you apply for one. Any overdraft we agree is repayable on demand, including any fee.