Appointing someone to manage your affairs

If you need help looking after your money, you can give someone you trust access to your accounts. Find out about the different ways they can help you and what they need to do.

Why would I need this?

You may need to give someone you trust access to your accounts so they can help you manage your money.

There are many reasons why you might need someone else to do this for you. For example, you may have a serious health condition or want to get things ready for when you might not be able to manage in the future.

Giving someone access to your bank account so they can manage it for you is an important decision, but it could be essential for your future well-being. It could also give you, and the person caring for you, peace of mind that everything is being looked after.

Types of access

There are different types of access available. Most will allow your appointed person to manage your accounts online, or use telephone banking, and come with their own debit card.

These are the most common types of access:

Power of attorney

This gives someone the legal authority to make decisions on your behalf.

Third party mandate

This allows someone limited access  to current and savings accounts to help you with everyday banking, such  as making payments.

Court order

A court will appoint someone to act on your  behalf if you are unable to do so.

If you don’t want to hand over control of your finances, we also offer a My Trusted Person Card. This is a debit card linked to your personal current account that you can give to someone you trust to shop for essentials or withdraw money from a cash machine on your behalf.

What type of access do I need?

Whether you want to give someone access, or you are looking for access options on behalf of the account holder, use our quick and simple questionnaire to find out which type of access would best suit your circumstances.

Take the Access Needs Questionnaire

 

What do I do next?

If you know what access you need, your appointed person can follow this step-by-step guide to arrange it with us:

Prepare your documents

Your appointed person will need to show us the following:

  • Power of attorney or court order documents

We need original documents or copies signed by a solicitor or other legal professional. If you registered a lasting power of attorney after September 2019 and received a digital code to be shared with banks and financial institutions, you can use this instead.

  • Proof of identity and address

We’ll need to confirm the identity of your appointed person. Please see our list of acceptable identification (PDF, 96.1kb).

Call us to register

Your appointed person can phone us on 0345 300 0041 when they have all the documentation to hand.

Lines are open 8am-8pm every day. You can also use this number to arrange a face-to-face appointment in a branch if you prefer.

We'll confirm your access

Once we’ve done all the checks we need to do, and received any paperwork, we’ll send your appointed person everything they need to access your accounts.

More help and guidance

If you want to find out how to register a power of attorney, court order or apply for a third party mandate for someone else, call us on 0345 300 0041 and our specialist team will support you.

You can get further advice and information from the Office of the Public Guardian in England and Wales, the Office of the Public Guardian in Scotland, the Office of Care and Protection in Northern Ireland or your solicitor.

Supporting you in exceptional circumstances

We appreciate that there will be times where you need to support a family member with their finances but do not have any power of attorney or third party access in place.

If you are in this position and need to talk to someone, please contact us on 0345 300 0041 and we may be able to help in the short term while you apply for longer term access.

What to do if your situation changes

 

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.