Cash ISAs

Plan for life’s special moments with a tax-free cash ISA. Find the cash ISA that’s right for you and start saving today.

Why choose a cash ISA?

  • Earn tax-free interest.
  • Open online in minutes.
  • Our adult cash ISAs qualify for the Savers Prize Draw. Prize Draw rules apply.

Adult cash ISAs

Account name

Interest

Minimum opening balance

How long the account stays open for

Withdrawals

Find out more

Account name

ISA Saver Fixed

Lock your money away for 2 years and know how much interest you'll earn with a fixed rate.

Interest

1.00%
tax free/AER fixed. 

Choose to have interest paid after each year or each month.

Minimum opening balance

£500

How long the account stays open for

2 years. Then your account will change to an Instant ISA Saver.

Withdrawals

None. You can close the account early or transfer to another ISA but you would be charged.

Find out more

Account name

ISA Saver Variable

This ISA lets you easily access your money when you want to.

Interest

0.25%
tax free/AER variable.

Interest is paid after a year.

Minimum opening balance

Just £1

How long the account stays open for

1 year. Then your account will change to an Instant ISA Saver.

Withdrawals

Unlimited.

Find out more

A cash ISA for kids

Put away for a little one's future in a Junior Cash ISA. ISAs for children have a limit this tax year of £9,000.

Account name

Interest

Minimum opening balance

Withdrawals

How long the account stays open for

Find out more

Account name

Junior Cash ISA

A long-term account for kids under 18.

Interest

2.00%
tax free/AER variable.

Interest is paid after each year.

Minimum opening balance

£1

Withdrawals

None, until the child is 18.

How long the account stays open for

Until the child's 18th birthday. Then the account will change to an adult ISA Saver Variable.

Find out more

Savings calculator. Easy as 1, 2, 3.

With our savings calculator you can find out how much you need to put away each month to reach your savings target or calculate the future value of your savings. You can also work out how long it will take you to hit your goal. 

Savings calculatorSavings calculator

Transfer an ISA

Do you have another ISA? Protect your ISA allowance by asking us to move your funds for you.

Transfers are quick and easy to do through Online Banking.

Existing customers

Whether you want to top up your cash ISA, renew it or provide your fixed term maturity instructions, we’ve got all the information you need.

Understanding ISAs

  • There are four different types of ISA. A cash ISA is one of them. You can only pay into one of each type of ISA each tax year.
  • Save up to £20,000 into a combination of adult ISAs this tax year. For example, you can save some into a cash ISA and the rest into a stocks and shares ISA. Some ISAs have monthly or annual deposit limits.
  • Help to Buy: ISA is no longer available for new customers from 1 December 2019. If you are an existing Help to Buy: ISA customer you can still claim the Government bonus or transfer your Help to Buy: ISA to us from elsewhere. You can also carry on saving each month.

Important information

Tax treatment depends on individual circumstances and may change.

 
For a definition of AER, tax free and other terms, view our savings glossary.

Eligible deposits are protected by the Financial Services Compensation Scheme (FSCS).

FSCS Protected