All loans are subject to terms and conditions, an example of which can be viewed here for our Personal Loan (PDF). We advise you to read this information fully before applying for a loan. Loans are provided by Halifax. Halifax is a division of Bank of Scotland plc. Registered in Scotland number SC327000. Registered Office: The Mound, Edinburgh, EH1 1YZ.
Written quotations are available on request. All lending is subject to appraisal by the Bank of the applicant's financial status. To apply, you must be aged at least 18 years and a UK resident (excluding the Channel Islands and the Isle of Man). APR details are correct at time of publication. Certain purposes of loan may be excluded or have limited repayment periods; please ring 0345 850 3708 for details.
We charge interest for the complete duration of the loan including the period between the start of your loan and your first repayment. If you are in breach of your Halifax loan agreement we may take any money you owe us from any other accounts you have with us which have a credit balance, including a joint account providing the conditions allow and there are sufficient funds.
Products and offers are subject to conditions and can be withdrawn without notice. The rate you are offered will depend on credit assessment procedures, your personal circumstances and other related factors.