Borrowing articles and videos
What's a balance transfer?
What’s a credit card balance transfer? It’s where part or all of what you own on your current credit card is transferred to another credit card, usually with a lower interest rate.
What's an IVA?
An individual voluntary arrangement is agreed between the companies you owe and an insolvency expert who will charge a fee and means you’ll be able to make fixed monthly payments and reduce your debts.
5 things you didn't know about your credit rating
Your credit rating can have a serious impact on your financial future, but many of us are guilty of not knowing much about it. Here are five things you might not know about yours.