If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. You can use our coronavirus support tool to find the right solution for your needs and confirm what you would like to do in a few simple steps.

What's APR?

APR, or annual percentage rate helps you compare the cost of different types of credit. 

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What's a credit rating?

A credit rating helps financial companies decide whether to give you credit and the amount of credit they are able to lend.

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What's a balance transfer?

What’s a credit card balance transfer? It’s where part or all of what you own on your current credit card is transferred to another credit card, usually with a lower interest rate.

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What's an IVA?

An individual voluntary arrangement is agreed between the companies you owe and an insolvency expert who will charge a fee and means you’ll be able to make fixed monthly payments and reduce your debts.

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5 things you didn't know about your credit rating

Your credit rating can have a serious impact on your financial future, but many of us are guilty of not knowing much about it. Here are five things you might not know about yours.

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What's a loans settlement figure?

An early settlement figure is the amount owed, plus interest and charges, if you want to pay your loan off early. 

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