Your Halifax mortgage

The Halifax brand is changing to Lloyds

You can still apply for a Halifax mortgage online, or with one of our experts. Any applications you've already started will continue.

Managing your mortgage with us remains easy, and you'll keep getting free advice and support from the biggest team of mortgage and protection advisers in the market.

What it means for mortgages

Learn about the brand change.

Switch to a new mortgage deal

Current Halifax deal coming to an end? Already on one of our Lender Variable Rates? Then you could switch to a new mortgage deal.

Switch to a new deal

Borrow more

Making some home improvements? Paying for a wedding? If you’ve had a mortgage with us for six months or more, you could apply for additional borrowing. Conditions apply.

Borrow more

Switch your deal and borrow more

Looking to switch and borrow more? If your current Halifax deal is coming to end, or you're on one of our Lender Variable Rates you could do this at the same time.

Switch deal and borrow more

Moving home

Ready to make your next move? Find out what you need to know about applying for a new mortgage, or if you can take your current mortgage deal to your new home.

Moving home

Your mortgage made simple with HelloHome

Manage your mortgage easily online or in the app

  • View estimated property value and equity.
  • View your personalised rates and apply to switch to a new deal.
  • Help save you money on your utility bills.
     

Manage your mortgage

Your mortgage made simple with HelloHome

Manage your mortgage easily online or in the app

  • View estimated property value and equity.
  • View your personalised rates and apply to switch to a new deal.
  • Help save you money on your utility bills.
     

Manage your mortgage

Our current offers

Green Living Reward

Eligible mortgage customers could get a cashback reward of up to £2,000 for making qualifying home improvements, such as insulation, solar panels, or a heat pump. We can even help with installation.

Terms & Conditions apply. Offer can be changed or withdrawn at any time.

Sign in to your Green Living journey to check if you’re eligible. 

Green Living journey

Support for our mortgage customers

We’ve signed up to the government’s Mortgage Charter. This means we’ve agreed to work closely with the government to give mortgage customers the right support.

If you’re worried about making future payments, or you’ve already missed one, find out what we can offer you.
 

Get support

Homes for Ukraine

If you're planning to support the government scheme to house Ukrainian refugees, we're supporting you by making the process as simple as possible.

You won't need to notify us if you're providing:

  • a room(s) in your own home (the current limit of two lodgers won't apply)
  • a residential property you own (there’s no need to request consent to lease but you'll need to get a tenancy agreement)
  • your buy to let property (normal mortgage and letting conditions apply, and you need to obtain a tenancy agreement).

It's important you consider whether by providing this support you are still able to afford your household bills, pay your mortgage and it doesn’t put you in financial difficulty. You may wish to look at any government guidance issued.

You should also check with your building/contents insurer to see if you need their consent. If your home insurance is with us, no further action is needed and your cover won't be changed.

Get set up online

 

The Halifax brand is changing to Lloyds

If you don’t currently use online or mobile banking, you can start using the Lloyds app now to see your existing Halifax accounts. Once you’ve downloaded it, you can set it up using your Halifax account details.

How to get online

More on the change

You could lose your home if you don’t keep up your mortgage repayments

Mortgages

Find and apply for the right mortgage with a little help from us. Whether you want to take that first step or plan your next move, your search starts here.

Mortgages

Mortgages

Find and apply for the right mortgage with a little help from us. Whether you want to take that first step or plan your next move, your search starts here.

Mortgages