Make a plan to make sure you own your home
By the time your mortgage ends, you’ll need to repay the full interest only balance.
If you don't know how you’ll repay it, or don't think your plans will provide enough – call us today and we’ll help you understand your options.
From using investments to making overpayments, there are many different ways you can repay your mortgage.
Understand how much and when you need to repay
Make sure your chosen plans will provide enough and importantly that you’ll be able to get the money when you need it. If you’re registered for online banking you can see your mortgage account balance and statements online. Your balance will also be on the statements and letters we send you. Or you can call us and ask.
Interest only mortgage overpayment calculator
Use our calculator to see how overpaying on an interest only mortgage can save you money. You could reduce your mortgage balance and the amount of interest charged.
How we've helped our customers
Every day we help customers who need to put plans in place. Even if you're approaching the end of your mortgage, it's never too late. You can also ask us to talk to a friend or family member you trust.
The names shown above have been changed, but these are examples of real customer experiences. Any options we discuss with you, will be based on your individual circumstances.
Where can I find independent help and advice?
Although we're always here to talk to you about your mortgage, there are other people you can talk to for free and impartial help and advice. These include:
- Money Advice Service:
- Citizens advice:
You can find a list of independent financial advisors at unbiased.co.uk.