Contactless cards

No change, no problem.

Paying with contactless

If your existing debit or credit card is contactless you can pay for goods up to £100 without needing to enter your PIN. Many shops, restaurants, and businesses have contactless reader devices which make transactions faster and smoother.

Please note: Not all Contactless Card transactions appear immediately on your Online and Mobile Banking statements. If you can’t see a transaction please wait up to 4 days for it to be added to your statement, before you contact us.

  • Fast - It takes less than a second to pay using a contactless card. 
  • Safe - Our contactless cards have plenty of built-in security
  • Secure - Your contactless card and transaction is secure and is covered by the same anti-fraud protection as chip and PIN.

How to make a contactless payment


Use it where you see the contactless symbol.


Hold your card against or close to the reader.


Listen for the beep or wait for the light to turn green.

Change your contactless limit

If you use our Mobile Banking app, you can change your contactless payment limit to suit you. 

If you don't have the app you can change your limit by speaking to us in branch or over the phone.

How to change your limit

Frequently Asked Questions

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.