Student Current Account. Awesome if you’re going places.

Put opening a Halifax Student Current Account at the top of your uni to-do list.

Available if you’re aged 18 or over, and on a degree course or equivalent full time education.

What do I get with a Student Current Account?

  1. A fee-free arranged overdraft up to £1,500 for the length of your course plus an extra year after you graduate, up to a maximum of 6 years. (Overdrafts are repayable on demand and subject to status)
  2. A contactless  Visa debit card
  3. Manage your money 24/7 online, by phone or in branch
  4. Our mobile alerts service offers a simple way to stay on top of your finances without even having to think about it
  5. Cashback when you spend once registered for Online Banking and you've activated Cashback Extras
  6. Credit interest on any credit balance 0.10% AER (0.10% gross) variable. Interest is paid monthly
  7. No monthly maintaining the account fee
  8. Eligible account for Save the Change® - save your pennies when you spend.


If you use an Arranged Overdraft of £1,200 on your Student Account, then we’ll charge you a daily arranged overdraft fee of 0p.

Apply online today

Begin your application online. To apply for this account you’ll need to be aged 18 or over and on a degree course or equivalent full time education.

You will need to visit a branch once your application is successful to provide staff with the following:

  • Your UCAS confirmation (original or a print out)
  • Proof of ID, such us a current passport or DVLA driving licence (full or provisional)
  • Proof of address (such as a utility bill dated within the last 6 months)

Apply for  a new account

For more information and terms & conditions for this current account read the Bank Account Getting Started Guide (PDF).

For more information about the fees associated for Payment Services with this account please see the Fee Information Document (PDF).

Current Account Switch Service

For more information and FAQs, please read the Account Switching Guide (PDF).

Halifax bank accounts and services are subject to status.

AER stands for annual equivalent rate and shows what the interest rate would be if interest were paid and compounded each year. In other words you earn interest on the interest you leave in your account.

Gross rate means that no tax will be automatically deducted from interest on your behalf. You are responsible for paying any tax due to HMRC.