Your Credit Score
Thinking about applying for credit? Check Your Credit Score for free, with no impact on your credit file.
In this guide, we’ll cover the main things you need to know about building your credit score.
There are three main credit reference agencies in the UK, each collecting information about you from public records, lenders and other service providers, before generating a ‘credit score’.
When you apply for credit, lenders and service providers usually contact their preferred credit reference agencies to check your credit record, highlighting any potential risk of offering you credit.
Below we’ve outlined some of the main things you could do to boost your credit score, potentially helping you to access new borrowing in future.
It’ll take time, but building your credit score could give you access to better borrowing options.