Simple Check - our credit card eligibility checker

Simple Check

Simple Check makes it easier to find and compare which Halifax credit cards you’re eligible to apply for.

As the name suggests, it’s a straightforward credit card eligibility checker that shows you which cards you’re likely to be accepted for and your estimated credit limit. That’s it. Nice and simple.

Why should I check my eligibility? expandable section

Applying for a credit card can have a negative impact on your credit score if you’re turned down. Our credit card eligibility checker helps protect your credit score by showing if you’re likely to be accepted for a credit card before you apply.

You’ll also find out your estimated credit limit, and any available introductory offers.
One simple form to fill in. You’ll need to tell us: expandable section
Last 3 years UK address history.

Your annual income and employment status.

Your other spending commitments.
Does Simple Check have any impact on my credit score? expandable section

Simple Check does a ‘soft search’, which shows you which Halifax credit cards you’re likely to be accepted for before you apply. This soft search can’t be seen by other lenders on your credit file, meaning they can’t use it when making a decision.
What happens afterwards? expandable section
We’ll show you which Halifax credit cards you’re eligible to apply for, and what credit limit we could offer you.

You can then make a full credit card application. We’ll use information already provided, so you don’t have to give it again.

The application process is secure. Our privacy notice tells how we use and store your information.

To keep your details safe, we’ll clear the form after a period of inactivity.