Need help reading this page? Click to activate Recite Me popup.

Pay your credit card from overseas

You can do this online

If you’ve got a UK bank account or debit card, you should be able to make payments online or by phone, even if you’re outside the UK. 

Otherwise, most overseas banks should be able to arrange a BIC or SWIFT payment to us. You’ll need these details:

IBAN: GB38LOYD30675699067997
BIC/SWIFT: LOYDGB21705

Keep in mind...

Keep in mind...

  • If you have a Direct Debit set up, you can make extra payments to your account during the month. If you do, we may still collect your Direct Debit in full.
  • Processing times can vary. Check with the overseas bank when you set up your payment.
Halifx QR code for Mobile and Online Banking

Mobile Banking app

Scan to download our app

  • Join our 6 million app users.
  • Simple and secure sign in.
  • Stay up to date with notifications.
More about our app

Online Banking

Sign in to view or manage your accounts on our website.
 

Sign in now

Register for Online Banking

Mobile Banking app

  • Join our 6 million app users.
  • Simple and secure sign in.
  • Stay up to date with notifications.

Download app

More about our app

Online Banking

Sign in to view or manage your accounts on our website.

Sign in now

Register for Online Banking

Key points about credit card payments

Key points about credit card payments

  • You can make payments to your credit card account at any time. You do need to pay at least the minimum amount shown on your statement each month. 
  • If you can't pay the whole statement balance, it's a good idea to pay as much as you can. It may help to keep any interest costs down.
  • If you only make the minimum payment each month, it will take longer and cost you more to pay off your balance.
  • If you miss a payment, you are likely to be charged a late fee and damage your credit rating. You could also lose any promotional rates on your credit card and have to pay the standard interest rate instead.
  • Set up a regular Direct Debit payment and we’ll automatically claim your selected payment amount when it’s due. 
  • You can also make payments in other ways. For example, from a bank account, with a debit card, by cheque or with cash at a branch. You can do this even if you have a Direct Debit set up.
  • If you choose to make one-off payments, make sure the method you use will get your payment to us on time. 
  • You can ask to change your payment due date to better suit your needs. For example, if you usually receive your salary later than your due date falls. The fastest way to do this is through Online Banking on a computer. From your credit card account summary, select ‘More actions'. Then choose ‘Paying your credit card’ and finally select 'Request payment due date change'.

Banking online

Manage your profile, money or cards from your sofa with our app or Online Banking. You can even pay in a cheque on your phone!

What you can do online

Other ways to pay

Other ways to pay

There are several ways to pay your credit card.

Direct Debits

Halifax account

Pay from another bank

Debit card

Overseas

Other ways to pay