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Helping you budget

Budgeting doesn’t have to be stressful. Keep on top of your monthly income and outgoings by using our tips and tools designed to help you better manage your money.

Get help with your bills

Get help with your bills

Sometimes it can help to split your money between accounts. Why not consider one for bills and another for everyday spending. With the help of our tips and tools, we can help you gain control of your payments.

Tips to manage your bills

Use our budget calculator

Use our budget calculator

Get an overview of your money by using our budget calculator. If you can plan your spending in advance, you're less likely to buy things you don't need, or can't afford.

This will help you stick to your budget and make sure you don’t overspend.

Budget calculator

Spread it out

Spread it out

Spreading bigger payments over the year (like your car insurance or TV licence fee) might be a good option for you. Setting up a monthly Direct Debit to pay for these costs means you won't have to pay a large sum in one go, which can be helpful if money is a bit tight.

Paying by Direct Debit

Start saving

Start saving

If you have some money left over at the end of the month, why not think about saving it? Sometimes things happen that you haven't planned for like an unexpected bill, repairs and maintenance, or losing your job. Having some savings can help.

Become a savvy saver

Work out your take home pay

Work out your take home pay

Find out how much money you keep and how much tax you pay using the MoneySavingExpert income tax calculator.

Take home pay calculator

Benefits calculator

Benefits calculator

This free benefits calculator can help you find out what support you could be getting, including housing, heating and other living costs.

If you're out of work, on a low income or caring for someone, there may be some benefits available to help you out.

Turn2us benefits calculator

Managing your budget online or in our app

Tracking how much you spend each month might help you budget better. There are plenty of tools available in Online Banking and on our Mobile Banking app that can support you. The following guides show how you can access these tools and stay on top of your money.

Look at your monthly spending

Look at your monthly spending

Give yourself some time each month to check your recipients and cancel any Direct Debits or standing orders you no longer need.

Managing your payments

Check your upcoming payments

Check your upcoming payments

View what payments are due to leave your account every month. It can help you to see how much you’ll have left until your next pay.

Viewing upcoming payments

Use our spending insights tool

Use our spending insights tool

Spot your shopping patterns by using our spending insights tool. It’s a good way to see where your money goes every month and how you might be able to save.

Spending insights

Review your subscription payments

Review your subscription payments

Regularly check, cancel or block subscriptions payments for services that you no longer use. It will help to cut unnecessary costs.

Managing subscription payments

Track your money with app notifications

Track your money with app notifications

Never miss any activity in your account by selecting which app notifications you’d like to get. This way you can always keep on top of your payments.

Setting up notifications

Get further help and support

Managing your money

Whether you’re looking to borrow, save or support others, we have tips and tools to help you.

Managing your money
Father and son embracing

Money worries

With the rising cost of living, it's natural to worry about your money. We can help you manage your payments and provide some useful advice.

Money worries


Mobile Banking is available to Online Banking customers. We don’t charge you for Online Banking but your mobile phone provider may charge for some services. Please check with them. Phone signal and functionality may affect services. Terms and conditions apply.

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