Buy to let mortgage rates

See our current fixed buy to let mortgages rates. Find the deals that fit your
mortgage amount and your loan to value band.

After the fixed period, all of our mortgages revert to a tracker rate (currently 9.59%) that tracks at +4.34% above the Bank of England Bank Rate, for the remainder of the term. Product fees can be paid up-front or added to your mortgage.

You could lose your property if you don't keep up your mortgage repayments

New buy to let mortgages

Looking for a new buy to let mortgage and don’t have a current deal? Browse our buy to let mortgage rates to see if there’s a deal that suits your needs.

Term

Initial rate

Changes to the tracker rate from

The overall cost for comparison is

Product fee

Loan to value (LTV)

Early repayment charges

Max loan

Term

2 years

Initial rate

5.64%

Changes to the tracker rate from

31/08/2026

The overall cost for comparison is

9.3% APRC

Product fee

£0

Loan to value (LTV)

0-70%

Early repayment charges

Up to 2% to 31/08/2026

Max loan

£1m

Term

5 years

Initial rate

4.96%

Changes to the tracker rate from

31/08/2029

The overall cost for comparison is

8.2% APRC

Product fee

£0

Loan to value (LTV)

0-70%

Early repayment charges

Up to 5% to 31/08/2029

Max loan

£1m

Buy to let remortgages

If it’s time to remortgage your buy to let property, see if our current remortgage rates could save you money.

Term

Initial rate

Changes to the tracker rate from

The overall cost for comparison is

Product fee

Loan to value (LTV)

Early repayment charges

Max loan

Term

2 years

Initial rate

5.64%

Changes to the tracker rate from

31/08/2026

The overall cost for comparison is

9.3% APRC

Product fee

£0

Loan to value (LTV)

0-70%

Early repayment charges

Up to 2% to 31/08/2026

Max loan

£1m

Term

5 years

Initial rate

4.96%

Changes to the tracker rate from

31/08/2029

The overall cost for comparison is

8.2% APRC

Product fee

£0

Loan to value (LTV)

0-70%

Early repayment charges

Up to 5% to 31/08/2029

Max loan

£1m

Switch to a new Halifax deal

If your current Halifax buy to let mortgage is ending soon, we could help you find a new deal. We’ll show you all our available deals so you can see which one might suit your needs.

Switch to a new deal

Borrow more

Want to make some improvements to a property? You could also borrow more on your current buy to let deal. Take a look at what deals are available, and one of our expert advisers will be ready to support you.

Borrow more

Can I apply?

Find out if you’re eligible to apply for a buy to let mortgage, how much you could borrow, and more.

Eligibility and other important considerations

Landlord insurance

Protect your property, rental income and lots more with landlord insurance from Halifax.

Landlord insurance


Our rates are only guaranteed for applications made today. We reserve the right to change our product range at any time.

Our mortgage advisers can only give you information about our range of Buy to Let mortgages, they will not be able to offer any advice.

Buy to Let mortgages are available for up to 70% of the property’s value.