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Buy to let mortgage rates
Compare our current buy to let mortgage rates. Whether you're looking to invest in a new rental property or remortgage your buy to let with us, find a deal that suits your needs.
After the fixed period, all of our mortgages revert to a tracker rate (currently 9.09%) that tracks at +4.34% above the Bank of England Bank Rate, for the remainder of the term. Early repayment charges (ERCs) may apply if you repay or overpay before the end of your fixed term period.
New buy to let mortgages
Looking for a new buy to let mortgage and don’t have a current deal? Browse our buy to let mortgage rates to see if there’s a deal for you.
Buy to let mortgages are available for up to 70% of the property’s value (LTV). Maximum loan amount up to £1million. These rates have no product fees.
|
Term |
Initial rate |
Changes to the tracker rate from |
|---|---|---|
|
Term 2 years |
Initial rate 5.26% |
Changes to the tracker rate from 28/02/2027 |
|
Term 5 years |
Initial rate 4.89% |
Changes to the tracker rate from 28/02/2030 |
|
Term |
Initial rate |
Changes to the tracker rate from |
|---|---|---|
|
Term 2 years |
Initial rate 5.06% |
Changes to the tracker rate from 28/02/2027 |
|
Term 5 years |
Initial rate 4.80% |
Changes to the tracker rate from 28/02/2030 |
Our rates are only guaranteed for applications made today. We reserve the right to change our product range at any time.
Our mortgage advisers can only give you information about our range of buy to let mortgages, they will not be able to offer any advice.
How to apply
Lots of things can impact the buy to let rate we offer you. Some of these include:
- your loan-to-value (LTV) ratio
Loan to value is the percentage of borrowing you take out against your home. For example, if you have a £200,000 mortgage on a £250,000 house, the loan to value ratio would be 80%. Having a lower loan to value could give you access to lower rates. - your credit history
A mortgage lender might look at your income, outgoings and credit history over the last few years to get a picture of how you manage credit and loans. - the length of mortgage deal
Interest rates can vary depending on how long your deal runs for. - changes to the Base Rate.
Shifts in the Bank of England’s Base Rate – also known as the Bank Rate – might cause an increase or decrease in the rates we can offer you. But this won’t impact you once you’re on a fixed rate deal.
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