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Current rates

These are our current fixed rate buy to let mortgages available today. There'll only be certain deals which fit your mortgage amount and your loan to value band.

After the fixed period, all of our mortgages revert to a tracker rate (currently 4.44%) that tracks at +4.34% above the Bank of England Bank Rate, for the remainder of the term. Product fees can be paid up-front or added to your mortgage.

New buy to let mortgages
Buy to let remortgages
Switch to a new buy to let deal
Additional borrowing on buy to let mortgages

New buy to let mortgages

Term

Initial rate

For the remainder of the term from

The overall cost for comparison is

Product fee

Loan to value (LTV)

Early repayment charges

Max loan

Term

2 years

Initial rate

1.40%

For the remainder of the term from

28/02/2023

The overall cost for comparison is

4.3% APRC

Product fee

£1,495

Loan to value (LTV)

0-60%

Early repayment charges

Up to 2% to 28/02/2023 

Max loan

£1m

Term

2 years

Initial rate

1.81%

For the remainder of the term from

28/02/2023

The overall cost for comparison is

4.2% APRC

Product fee

£0

Loan to value (LTV)

0-60%

Early repayment charges

Up to 2% to 28/02/2023 

Max loan

£1m

Term

2 years

Initial rate

2.16%

For the remainder of the term from

28/02/2023

The overall cost for comparison is

4.4% APRC

Product fee

£1,495

Loan to value (LTV)

60-75%

Early repayment charges

Up to 2% to 28/02/2023 

Max loan

£1m

Term

2 years

Initial rate

2.33%

For the remainder of the term from

28/02/2023

The overall cost for comparison is

4.2% APRC

Product fee

£0

Loan to value (LTV)

60-75%

Early repayment charges

Up to 2% to 28/02/2023 

Max loan

£1m

Term

5 years

Initial rate

1.70%

For the remainder of the term from

28/02/2026

The overall cost for comparison is

3.8% APRC

Product fee

£1,495

Loan to value (LTV)

0-60%

Early repayment charges

Up to 5% to 28/02/2026

Max loan

£1m

Term

5 years

Initial rate

2.13%

For the remainder of the term from

28/02/2026

The overall cost for comparison is

3.8% APRC

Product fee

£0

Loan to value (LTV)

0-60%

Early repayment charges

Up to 5% to 28/02/2026

Max loan

£1m

Term

5 years

Initial rate

2.21%

For the remainder of the term from

28/02/2026

The overall cost for comparison is

3.9% APRC

Product fee

£1,495

Loan to value (LTV)

60-75%

Early repayment charges

Up to 5% to 28/02/2026

Max loan

£1m

Term

5 years

Initial rate

2.62%

For the remainder of the term from

28/02/2026

The overall cost for comparison is

3.9% APRC

Product fee

£0

Loan to value (LTV)

60-75%

Early repayment charges

Up to 5% to 28/02/2026

Max loan

£1m

You could lose your property if you don't keep up your mortgage repayments

Ways to applyWays to apply for a new buy to let mortgage

Buy to let remortgages

Term

Initial rate

For the remainder of the term from

The overall cost for comparison is

Product fee

Loan to value (LTV)

Early repayment charges

Max loan

Term

2 years

Initial rate

1.42%

For the remainder of the term from

28/02/2023

The overall cost for comparison is

4.3% APRC

Product fee

£1,495

Loan to value (LTV)

0-60%

Early repayment charges

Up to 2% to 28/02/2023

Max loan

£1m

Term

2 years

Initial rate

1.99%

For the remainder of the term from

28/02/2023

The overall cost for comparison is

4.2% APRC

Product fee

£0

Loan to value (LTV)

0-60%

Early repayment charges

Up to 2% to 28/02/2023

Max loan

£1m

Term

2 years

Initial rate

1.66%

For the remainder of the term from

28/02/2023

The overall cost for comparison is

4.3% APRC

Product fee

£1,495

Loan to value (LTV)

60-75%

Early repayment charges

Up to 2% to 28/02/2023

Max loan

£1m

Term

2 years

Initial rate

2.19%

For the remainder of the term from

28/02/2023

The overall cost for comparison is

4.2% APRC

Product fee

£0

Loan to value (LTV)

60-75%

Early repayment charges

Up to 2% to 28/02/2023

Max loan

£1m

Term

5 years

Initial rate

1.85%

For the remainder of the term from

28/02/2026

The overall cost for comparison is

3.8% APRC

Product fee

£1,495

Loan to value (LTV)

0-60%

Early repayment charges

Up to 5% to 28/02/2026

Max loan

£1m

Term

5 years

Initial rate

2.04%

For the remainder of the term from

28/02/2026

The overall cost for comparison is

3.8% APRC

Product fee

£0

Loan to value (LTV)

0-60%

Early repayment charges

Up to 5% to 28/02/2026

Max loan

£1m

Term

5 years

Initial rate

2.08%

For the remainder of the term from

28/02/2026

The overall cost for comparison is

3.9% APRC

Product fee

£1,495

Loan to value (LTV)

60-75%

Early repayment charges

Up to 5% to 28/02/2026

Max loan

£1m

Term

5 years

Initial rate

2.36%

For the remainder of the term from

28/02/2026

The overall cost for comparison is

3.9% APRC

Product fee

£0

Loan to value (LTV)

60-75%

Early repayment charges

Up to 5% to 28/02/2026

Max loan

£1m

You could lose your property if you don't keep up your mortgage repayments

Ways to applyWays to apply for a buy to let mortgage

Switch to a new buy to let deal

Term

Initial rate

For the remainder of the term from

The overall cost for comparison is

Product fee

Loan to value (LTV)

Early repayment charge

 

Max loan

Term

2 years

Initial rate

2.42%

For the remainder of the term from

31/01/2023

The overall cost for comparison is

4.2% APRC

Product fee

£0

Loan to value (LTV)

0-75%

Early repayment charge 

Up to 2% to 31/01/2023

Max loan

£7.5m

Term

2 years

Initial rate

4.40%

For the remainder of the term from

31/01/2023

The overall cost for comparison is

4.7% APRC

Product fee

£0

Loan to value (LTV)

75-120%

Early repayment charge 

Up to 2% to 31/01/2023

Max loan

£7.5m

You could lose your property if you don't keep up your mortgage repayments

Ways to applyWays to apply for a new buy to let deal

Additional borrowing on Buy to Let mortgages

Term

Initial rate

For the remainder of the term from

The overall cost for comparison is

Product fee

Loan to value (LTV)

Early repayment charge

 

Loan amount

Term

2 years

Initial rate

2.42%

For the remainder of the term from

31/01/2023

The overall cost for comparison is

4.2% APRC

Product fee

£0

Loan to value (LTV)

0-75%

Early repayment charge 

Up to 2% to 31/01/2023

Loan amount

£1m

You could lose your property if you don't keep up your mortgage repayments

Ways to applyWays to apply for a new buy to let deal

Our rates are only guaranteed for applications made today. We reserve the right to change our product range at any time.

Our mortgage advisers can only give you information about our range of Buy to Let mortgages, they will not be able to offer any advice.

Buy to Let mortgages are available for up to 75% of the property’s value.