Thinking about a new mortgage deal?

If you’ve already got a Halifax mortgage, we’ve made it easy to switch to a new deal online.

Switch deals, the faster way

If your current Halifax mortgage is coming to an end, here’s the quickest way to set up your new deal, without the fuss.

We’ll show you all the deals that are available to you. Choose the one you like the look of, answer a few simple questions and get an answer in around 10 minutes.

  • It’s easiest and quickest to switch deals online
    Our telephone and branch advisers are much busier than usual at the moment, so we’ve made it simple for you to set up your new deal yourself.

  • Switching a joint mortgage?
    No problem. You can now do that from home too. Just choose your new deal and we’ll take care of the rest.
  • No legal fees or valuation charges
    And, if you’re in the last three months of your current deal, we’ll even waive all early repayment charges as a thank you for staying with us.
  • We’re here to help, if you need us
    If you start online but decide you need some help, our mortgage advisers will be happy to help discuss your options with you.

Your home may be repossessed if you do not keep up repayments on your mortgage

Prefer to speak to someone?

If you’re thinking about borrowing more money with your new deal, want to change your term or have an interest only mortgage, you’ll need to speak to one of our advisers.

Please note that if you’re on a payment holiday, or have applied for one, you won’t be able to switch deals online.

Continue with advice by phone

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Our lines are open 9am–8pm Monday to Friday and 9am–4pm on Saturdays. We’re closed on Sundays and Bank Holidays.

Call us on 0345 850 3705


Already applying?

Enter the details we sent you and pick up where you left off.

Continue with advice in branch

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Want to see some deals first?

If you’d like to get an idea of the deals that might be available to you before you start, try our mortgage calculator.