Home Truths podcasts

Home Truths: The First Time Buyer podcast brought to you by Halifax. Join money expert Mr MoneyJar for this five-part series to help you understand each stage of the home buying process, and help you on your way to buying your first home.

Alex Amidulla and Mr Moneyjar chatting

Episode 1: Where do I start?

You’ve decided you want to buy your first home but don’t know where to start? Preparation is key, especially for life’s biggest moments and purchases.

In this episode, Mr MoneyJar is joined by Halifax Mortgage and Protection Adviser Alex Amidulla to talk about how you can get your finances in a good place before applying for a mortgage, top tips for budgeting and the need to know information on savings and discounts. The episode also explores the different types of homes available to first time buyers as well as advice on finding the right home for you.

Mel and Mr MoneyJar sit chatting into microphones

Episode 2: Tips for getting your mortgage

A mortgage is one of the key steps to securing the keys to your new home. The process can feel complicated and difficult to understand but it's important not to get overwhelmed.

In this episode, Mr MoneyJar chats with Mel Fox, a Halifax Mortgage and Protection Adviser, to define what a mortgage is, understand how they work and outline what documents you’ll need. Mel also answers a quick-fire round of jargon busting to break down some of the most common mortgage terms.

Gurdeep speaking into a microphone and smiling

Episode 3: The real cost

Saving up for a house deposit is just the first cost that you’ll encounter in the home buying journey, its important to be aware of the other costs to factor them into your budget.

In this episode, Mr MoneyJar sits down with Mortgage and Protection Adviser Gurdeep Chahal to uncover the real cost of buying a home including mortgage, conveyancing and survey fees and advice on getting the right help and best deal.

A picture of Andrew on a laptop screen

Episode 4: Celebrating the final step in the journey

The big day is almost here, you’ve exchanged contracts and now all that’s left to do is wait for completion day and move into your new home.

In this episode, Mr MoneyJar chats with Andrew Urquhart from Colin Batt Removals to share his experience and expertise of home moving. Andrew shares the most common mistakes buyers make when moving home and advises how you can avoid the same happening to you.

Episode 5: Getting your house in order

With lots of paperwork and sums of money to be transferred when purchasing a home, having help with the logistics and ensuring everything is being safely and efficiently handled is very important.

In this episode, Mr MoneyJar talks to Rob Hailstone from the Bold Legal Group to explain the role of a conveyancer or solicitor in the buying process and how they can help with surveys, documentation and transferring money.

Rob also shares his top tips on avoiding conveyancing fraud as well as insights on getting the most out of your house survey.

How to listen

Listen now on Spotify, Apple, or wherever you get your podcasts by searching 'Halifax Home Truths'.  Or use the links below.