Keep your family safe
It's important to keep you and your family safe from scams. If you know what to look out for then you can protect yourself and your loved ones from fraud.
Criminals may try to fool you into using your bank account to move illegal money for them. This is known as ‘money muling’ or ‘money laundering’. Even if you don’t know what you’re doing is wrong, you could be prosecuted.
What to look out for:
- Fake jobs - Criminals offer fake jobs to try and find people to move their illegal money.
- Get rich quick schemes - These can target people like students or those with money problems. But they can be a scam to find ‘money mules’.
What you can do:
- Tell your loved ones about ‘money muling’ - If your family know about this scam, then they can avoid it. It may seem like an easy way to make quick money, but it’s a serious crime.
- Ask about a loved one’s job - Make sure your loved ones don’t do a job where they are sent payments and are 'paid' by keeping some of it while moving the rest to other accounts.
- Don’t move someone else's money - If you're asked to use your own bank account to move money, don’t do it. A real job won’t ask you to do this or to use a bank account that’s in another person’s name.
- Keep your online banking details safe - There is no legal reason that a job would need to know your online user ID or password.
Remember, don’t be tempted. Money laundering is a serious crime. Even if you don’t know what you’re doing is wrong, you could be prosecuted.