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When the term is nearly over for your fixed cash ISA, we need you to decide what you want to do with your savings.
We’ll send you a maturity pack before your maturity date containing all the information you will need about the options available to you.
If your account has already matured, skip to read your options.
If there's 28 days or less left of your fixed term, you can choose what you'd like to do with your money:
Account name |
Interest rates |
Minimum opening balance |
Access |
Withdrawals |
---|---|---|---|---|
Account nameISA Saver Fixed |
Interest rates4.60% AER/tax free interest for the one year term. 4.50% AER/tax free interest for the two year term. An extra 0.10% AER/tax free for the one year term or 0.05% AER/tax free for the two year term will be added if you already hold a Halifax Personal Current Account that has been open for a minimum of 40 days. 4.00% AER/tax free interest for the five year term. Choice of interest paid monthly (may be at a different tax free rate) or annually. |
Minimum opening balance£500 |
Access
|
WithdrawalsYou can close the account early but for the one year term account you’ll be charged the equivalent of 90 days’ gross interest. For the two year term account you’ll be charged the equivalent of 180 days’ gross interest. For the five year term account you’ll be charged the equivalent of 365 days’ gross interest. This means you may get back less than you put in. |
You can submit your instructions by phone, online or in one of our branches with a counter. You need to do this before the date your fixed term ends. If you lose your maturity pack, you can still submit your choice by any of the options below.
Provide your instructions through Online Banking by selecting your option under “more actions” in your account overview.
If you have not already, you can register for Online Banking.
You can call us on 0345 726 3646. Lines are open 8am – 8pm, seven days a week.
Not all Telephone Banking services are available 24 hours a day, seven days a week.
Visit your local branch with a counter and bring proof of identity. We recommend you book an appointment.
If your account matures on a Friday, weekend or bank holiday, you won't see your requested changes in Online Banking until the next working day.
Once your request is complete we will send you a Certificate of Investment confirming the term and interest rate on your new account.
If your fixed cash ISA matured and you didn't provide your maturity instructions, it would have changed into an easy access cash ISA with a variable interest rate.
You can now decide whether to:
Tax treatment depends on individual circumstances and may change.
For a definition of AER, tax free and other terms, view our savings glossary.