Your Credit Score
Thinking about applying for credit? Check Your Credit Score for free, with no impact on your credit file.
Saving is a great habit to get into. The sooner you start saving, the sooner you can buy the things you want!
Interest is the money we pay you for saving with us in your Money Smart Savings Account. How much money we pay you is driven by the amount of money you have saved in your Smart Spending Account. The interest is shown as a percentage of the money.
A standing order is a payment that’s always the same amount, going out of your account at the same time. You choose when and how often. For example, you could make a payment to your Smart Savings Account on the 1st day of every month. You can set an end date for it to stop or it can be ongoing until you cancel it.
A Direct Debit is when you let a company take money out of your account on a set date. Direct Debits are normally set up to pay for something each month. This could be a monthly subscription, or mobile phone bill.
Halifax Money Smart® is a registered trademark of Bank of Scotland plc.
Save the Change® is a registered trademark and used under licence.