Don’t risk a DIY disaster with house work you're not qualified for – it’s time to get the pros in for these jobs…

If you’ve got time, equipment and know-how, it’s great to try your hand at those simpler tasks around the home.

But from time-consuming, to awkward… to downright dangerous – these jobs most definitely fall into our DDIY category (Don’t Do It Yourself).

Step 1



OK, you replaced the shower head that time. And when the new washing machine arrived, who was there to hook it up? Nice work, but real plumbing is a qualified profession for a reason.

Any water work behind walls, ceilings or floors should be no-go territory. Once you start talking supply lines, copper pipe soldering and hot water heating systems, you need to back away. Not only do you introduce immediate risks like flood and fire, even minor damage can lead to slow leaking and long-term damage.

Step 2

Work on the roof

There’s a difference between popping up to the loft, and scaling the side of your house. In fact any job that requires scaffolding or even a two-storey ladder should be left to a specialist.

It’s unlikely you’re familiar with the subtleties of roof repair or pointing anyway, let alone the dangers of working at height. There are scaffolding safety standards to meet, harnesses, helmets, edge protection. Any pennies you’ll save going solo just don’t justify the risk.

Step 3

Gas or electrical work

Plug and three pin socket

Where to start? We all learned how to wire a plug in physics class, but beyond this electrical work is a prime case of DDIY. Repairing faulty wiring, installing light fixtures, drilling around electric currents – they all demand the expert touch.

And unless you’re Gas Safe registered, the same goes for installing hot water heaters, stoves or any other gas appliances. Taking a chance with gas is like playing Russian roulette and could easily lead to an explosion or carbon monoxide poisoning. Stay well clear.

Step 4

Removing asbestos

Removing asbestos

Should be a no-brainer, but you’d be surprised how many people try to tackle this themselves. Mostly a problem in older houses left out of use, asbestos is a highly dangerous material and even minimal exposure to its fibres can lead to serious health complications. Similar problems can arise from the removal of lead paint, so always seek advice.

Professionals are trained in the removal of dangerous materials so you don’t have to risk it.

Step 5

Cutting down trees

Cutting down tree using a chainsaw

Geronimo! Bringing down a garden tree may sound like fun, but doing it yourself is ill-advised. Tree surgeons adhere to professional standards of ethics and safety unfamiliar to us mere mortals, and that’s before handling the powerful machinery.

Not only do you risk serious injury to yourself and others, your house could also suffer the consequences of damage. Try explaining to your home insurance provider that your kitchen wall collapsed under the weight of the out-of-control tree trunk you’ve just taken down. DDIY.

Find out more about our Insurance products

FSCS protected

Important information

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.