Why choose Halifax Home Insurance?
We are committed to giving extra to our customers. When it comes to home insurance, we make the process of applying, claiming and making changes as easy for you as possible.
What you can get with our cover
Home Insurance Select offers you three levels of cover to choose from - Bronze, Silver or Gold. With each option you can choose to cover your things when they’re away from home, and cover any high value items you may have. You can also add Home Emergency cover to your policy.
- Away from home cover. Away from home cover protects the things you have with you when you leave the house, like your phone, watch or bike. It includes cover for students' contents up to a maximum of £5,000. If you specify any high value items, you can also choose to cover these away from home. Optional on Bronze, Silver and Gold.
- High value items. We need to know about things you own worth more than £2,000 each. This doesn't include home appliances or furniture that isn't antique. When you specify these on your policy, they're covered in your home as part of your overall contents limit. If you want to cover them away from home too, you can choose to do this for each item you list. That way if something gets lost or stolen when you're out and about, you can claim for it up to the amount you listed it for.
- Accidental Damage cover. This covers you against accidental damage to your home and the things in it. So if a football smashes your window or a drink is spilt on your carpet, we'll pay to repair the damage or replace your things. Included with Silver and Gold.
- Home Emergency cover. This protects you against emergency repairs which wouldn't normally be covered by your home insurance. There's a 24/7 helpline, so if your boiler breaks down or your power fails, you can get help fast. It pays for repairs up to £1,000 a time. And there's no excess to pay. Optional on Bronze, Silver and Gold.
Keep in mind that with all of our cover, there are limits, terms and exclusions. Read the policy documents (PDF 508KB) .