Why choose Halifax Home Insurance?

We are committed to giving extra to our customers. When it comes to home insurance we make the process of applying, claiming and resolving cases as easy for you as possible.

Interested in getting a quote?

Halifax Home Insurance is underwritten by Lloyds Bank General Insurance Limited.

Easy to contact.

We have UK only call centres, which means all our claims advisers are based in the UK.

There are no forms to complete. All our claims specialists complete your claim for you over the phone to save you time and effort.

Help in an emergency.

Rather than trying to find an electrician or plumber in the middle of the night, just ring the 24-hour Emergency Helpline number. Arrangements will be made for a tradesperson to call at your home to repair any damage. You’ll need to pay for the repairs but if the damage is covered under your home insurance policy you can claim back in the normal way.

Service provided by Allianz Assistance.

Extra support when you need it.

If your claim is particularly complex and we feel you need extra support, we can send a Personal Claims Consultant to help you face to face. They’ll make sure your claim runs as smoothly as possible.

Before your claim is settled, we can make emergency payments, supporting you when you need it most.

What you can get with our cover

We offer two levels of high quality affordable cover. Halifax Home Insurance gives you flexibility to tailor your cover to your needs and Halifax Home Insurance Ultimate offers more cover as standard.

  • Accidental damage cover - We all know accidents happen. So if you want the reassurance of being protected against life’s unfortunate incidents, such as smashing a window or spilling wine on the carpet, we have cover available. This is applicable for both buildings and contents cover. Accidental damage cover is an optional extra with Halifax Home Insurance and is included as standard with Halifax Home Insurance Ultimate.
  • High risk item cover - You will be covered for £10,000 worth of high risk items as standard (you can select more cover if you wish) . This covers belongings such as your jewellery, mobile phone, and computers within your home. You can select a higher amount if needed.
  • Alternative accommodation - If you need to stay somewhere else due to an insured event damaging your home we will arrange and pay for this for you, your family and your domestic pets. Limits apply.
  • Water damage trace and access - Water damage trace and access - If you have a water leak that has damaged your buildings and you are unable to reasonably determine it’s location, - we’ll not only cover the water damage itself, but also the cost of finding the leak.

Limits, terms and exclusions apply, see our policy documents for full details.

Get a quote

Compare our two levels of cover side by side when you get a quote.

Get a quote online Retrieve a quote

Or call for a quote on 0800 085 6844. Lines open Mon to Fri 8am – 6pm and Sat 9am – 1pm. (Times may vary on public holidays).

Calls will be recorded and may be monitored for training and/or quality purposes.

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.