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A guide to shopping around for home insurance.
We know how important it is to feel safe and secure. So when it comes to your home, we want to make sure you have the right cover in place.
This is why we say you should shop around before you commit to insuring your home. There are many kinds of home insurance that offer cover if the unexpected happens. Halifax Home Insurance Select offers three levels of cover to choose from – Bronze, Silver or Gold.
We want to make things as simple as we can. Here’s our guide to finding the right insurance for you:
If you already have home insurance, check your policy documents. Your needs may have changed since you first took out your policy. Check that it still covers what you need.
There may be changes you can make to reduce the cost. You may get a cheaper quote from some home insurance providers if you make your home safer, such as fitting a burglar alarm or smoke alarm. Are you paying interest on monthly payments? With Halifax Home Insurance Select you pay monthly at no extra cost, but most providers charge extra to pay monthly. So if you're not with us, you might reduce the overall cost if you switch to an annual payment. Small changes like these can make a big difference.
List all the things you need cover for, and keep in mind these three questions:
If you’re shopping around for cheap home insurance, don’t make a decision based just on price. The cheapest policy might not have the best cover for your needs. Try to get as many quotes as you can. You may have built up a no claims discount. Keep this in mind when renewing.
If you follow the steps in this guide, you’ll have a better chance of finding the right home insurance policy for your needs, at the right price.
You can get a quote for Halifax home insurance in just a few minutes. Then compare it with others you might find elsewhere. You can only get Home Insurance Select directly with us. Get a quote online or over the phone.