Need help reading this page? Click to activate Recite Me popup.

Win £50,000 to make your house a home - terms and conditions

These terms and conditions are applicable to new customers entering the Halifax Insurance Promotion (the ‘Promotion’) on or after 01 October 2025 to (and including) 31 December 2025.

This Promotion is promoted by Lloyds Bank Insurance Services Limited.

By entering this Promotion, entrants accept these terms and conditions.

The prize is £50,000 in cash.

One winner will be selected at random.

This Promotion is structured as a customer reward and a benefit of the contract of insurance, not as a separate prize draw.

Opening date

Closing date

Draw date

Opening date

01 October 2025

Closing date

31 December 2025

Draw date

28 January 2026

Who is eligible for entry into the Promotion?

The Promotion is open to new customers of Halifax home insurance who purchase their policy online, in branch, over the phone or supported within a video call between 01 October 2025 and 31 December 2025. A customer’s insurance policy must be in force, with relevant payments having been paid on the date the draw takes place, for them to be eligible to win.

Entrants must be residents of the UK.

Entrants must be aged 18 years or over at the time of purchasing a home insurance policy. Customers who purchase a new home insurance policy via a price comparison website will not be entered into the Promotion.

Customers who purchase a new Halifax home insurance policy prior to 01 October 2025 will not be entered into the Promotion. Policies purchased after 31 December 2025 will not be entered.

The benefit

The prize consists of £50,000 in cash.

This will be paid into the bank account of the customer linked to the direct debit authority. If the winning entrant paid for their policy using a debit or credit card, we will contact the winner to arrange payment via a secure method, such as bank transfer or cheque.

The prize money can be used for any purpose and is not restricted to home improvements.

The winner will be asked to take part in reasonable publicity in connection with the Promotion, including the publication of their name, geographic location and photograph, unless the winner notifies Halifax of their objection and requests to opt-out of the publicity or the Promotion.

To opt out please email GIHomeCommercial@lloydsbanking.com with subject line “prize draw opt out” and include your policy number in the body of the email.

The promotion

The winner will be notified by telephone or email, using the contact details provided on the insurance application, within 30 days of the draw closing date.

If the winner has not responded to accept the prize within 15 days of being contacted, then the winner’s prize will be forfeited, and Lloyds Bank Insurance Services will be entitled to re-draw a new winner under the same terms and conditions.

Where there are joint policyholders, only one prize amount will be payable on these policies.

General conditions

Halifax may vary these terms and conditions without notice, at any time.

Halifax accept no responsibility for any damage, loss, liabilities or disappointment incurred or suffered by a customer as a result of entering the Promotion or by the winner as a result of accepting the prize.

Halifax shall not be liable for any additional expenses incurred by the winner in connection with the prize.

These terms and conditions are governed by the laws of England and Wales and any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

These terms and conditions will be published on the Halifax home insurance website.

Lloyds Bank Insurance Services Limited, Registered in England and Wales No. 968406, Registered office: 25 Gresham Street, London, EC2V 7HN. Authorised and regulated by the Financial Conduct Authority. Financial Services Register Number 310738