Deciding on whether to move?

If you're looking to improve or downsize, our advice can help you make the move. Learn why a loan-to-value ratio is important and what home equity is.

And if the place you've set your heart on needs fixing up, you'll find help with that too.

Move or improve?

Should I downsize my home?

What is loan to value ratio?

What is mortgage equity?

Ready to search for your next home?

An Agreement in Principle (AIP) will give you an idea of how much you might be able to borrow.

It also shows estate agents that you're serious about buying a property and that we could lend you the money.

Agreement in PrincipleLink to agreement in principle page

How much will it cost to move?

Check what you'll need to pay for and the value of your home before deciding if moving is right for you.

The cost of moving house

How much are solicitors fees when moving house?

What is stamp duty?

How to value your home?

Buying a new home

Check all the associated costs and what you need to know, including what to ask before you put in that offer. Use our checklist to help smooth that move.

How much does buying a house cost?

What questions should I ask when buying a house?

What is gazumping?

What is a property chain and how to manage one?

Checklist for moving house

Exchange of contracts explained

Mortgage agreement in principle

Home in on the know-how

Read our articles on what’s happening in the property market.

Is your home on the up?

Why the move to market towns?
 

Looking to move home?

Our range of mortgage deals are here to help you if you're looking for your next home.

Moving home mortgagesMoving home mortgages

Free Home Mover Events

Ready to move to a new home? Our free online events are here to help. 

Our helpful advisers will take you through everything you need to know when buying and selling a house, including:

  • Starting Out: Working out how much deposit you have available and how best to use it
  • Preparing your house for sale: Top tips for this to go smoothly
  • House hunting: Key things to consider when you are looking for a new home.
See our next eventsSee our next events

You could lose your home if you don’t keep up your mortgage repayments

Calculators and tools

We have a range of mortgage calculators to help you:

  • Find out how much you could borrow from Halifax
  • See how much you could save if you make overpayments on your mortgage
  • Get an idea how a change to the Bank of England Base Rate could affect your monthly payments
Use our calculators and tools

Speak to someone

You can talk to us over the phone or use our mortgage video service from the comfort of your own home.

Contact us