Buying your first home is one of the most exciting things you’ll do. There is so much to think about, including finding the right mortgage. Make the right choice, first time.
Halifax again won the What Mortgage 2018 award for ‘Best Mortgage Lender for First Time Buyers’, so you’ll be confident you’re in safe hands.
Our first time buyer guide will take you through the entire mortgage process, in an easy to understand way.
Step by step, we’ll go from saving for your deposit right through to getting the keys to your new home.
That includes your mortgage options, what help you can get, the types of interest rate there are, tips for house hunting and information about conveyancing. We’ll even explain all the jargon.
Applying for your first mortgage? It’s not just about getting the best rate. Here’s what you need to know, including saving for your deposit and the help available to buy your first home.
You’ve found your new home, so what's next? Find out about making an offer, getting ahead with estate agents, negotiating with sellers, the legal and conveyancing side, and what happens next.
We’ve got some tips for planning your move, but it doesn’t end there. There’s still things to do once you’ve moved in, like managing your mortgage and monthly payments, or even making home improvements.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE