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Draft credit card terms & conditions

These are the draft terms and conditions for our credit card products. Please refer to the summary box for product specific information displayed as X's in the draft terms and conditions, for the card(s) you're considering.

Balance Transfer & Purchases (PDF 769KB)

Clarity Credit Card (PDF 770KB)

Halifax Credit Cards are issued by Bank of Scotland plc, Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration no. 169628.