Your Credit Score
Thinking about applying for credit? Check Your Credit Score for free, with no impact on your credit file.
These are the draft terms and conditions for our credit card products. Please refer to the summary box for product specific information displayed as X's in the draft terms and conditions, for the card(s) you're considering.
Balance Transfer & Purchases (PDF 769KB)
Clarity Credit Card (PDF 770KB)
Cashback Credit Card (PDF 992KB)
Halifax Credit Cards are issued by Bank of Scotland plc, Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration no. 169628.