If you are coming to the end of your mortgage, credit card or loan payment holiday, we will contact you before it ends, there is no need to call us. You can use our coronavirus support tool to find the right solution for your needs and confirm what you would like to do in a few simple steps.

Draft credit card terms & conditions

These are the draft terms and conditions for our credit card products. Please refer to the summary box for product specific information displayed as X's in the draft terms and conditions, for the card(s) you're considering.

Balance Transfer & Purchases (PDF)

Clarity Credit Card (PDF)

Halifax Credit Cards are issued by Bank of Scotland plc, Registered in Scotland No.SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration no. 169628.