Nothing stays shiny and new forever. Furniture gets scuffed, curtains fade in the sun and, after a while, parts of the building like roof tiles or pipes can deteriorate too.
It's called 'wear and tear' – a term used by all insurance companies – and it's something you should know about, because you can't claim for damage caused by every day wear and tear.
Take an old roof with worn tiles. If they let in rainwater, this could result in a lot of damage. Repairs to the roof would not be covered as the damage is due to wear and tear. Or a rotten window frame- if this lets in rainwater it would not be covered as it is due to wear and tear.
That's why it's so important to take good care to keep everything shipshape. So here are our top watch-outs for maintenance around the home.
Over time the wear and tear will take its toll on your roof and guttering. Look over your roof regularly for any broken, slipped or missing tiles, and check that your gutters are working well and not clogged up with the usual debris. Gutter guards can help keep them free of autumn leaves.
Your locks keep your home secure. But wear and tear from everyday use can eventually mean they start to stick or get stiff, or seals and catches become loose. If they don't work as well as they should, get an expert to service or replace them. Better safe than sorry.
An annual service keeps your heating system working well and can help spot any problems before they lead to a breakdown. It's also a good idea to remove air from the system with a radiator key – use an old rag to catch any drips. You don't want burst pipes, so before winter sets in, check that their insulation is keeping them cosy.