Whether you're tidying up your finances, making home improvements or need money in an emergency for that broken boiler, our Personal Loan could be the answer.
Our Personal Loan calculator will help you gain a better understanding of how much you could borrow and how much your repayments might be. Whilst this calculator will give an indication of monthly payments and APR, you can find out your personalised rate by applying. If you hold a Halifax current account, in most cases we’ll tell you how much you can borrow and if you’re likely to be approved when you get your quote. This won’t affect your credit score.
The rate you're offered may differ from the illustrative APR shown – and will be based on your personal circumstances, the loan amount and the repayment term.
Remember that to be eligible for an Personal Loan greater than £25,000, you must have held a Halifax current account for at least 1 month.
View an example of our Personal Loan agreement (PDF) for Halifax current account customers.
View an example of our Personal Loan agreement (PDF) for customers without a Halifax current account.
Your local branch will be happy to help you apply for our Personal Loan. We'll usually be able to give you an answer and transfer the money into your account the same day.