Buy to let mortgages.

Looking for that Buy to Let? Or are you an existing Halifax Buy to Let customer and wanting to switch to a new deal or borrow more. We have a range of Buy to Let offers.

A quick overview of Buy to Let mortgages:

  • Long term investment - finding that first property to rent out or expanding your rental property portfolio could be a worthwhile investment in the longer term, but it's not risk free.
  • Help to take the next steps - before you take the next steps, we'll talk to you about the Buy to Let mortgages we offer and make sure you've all the information to get started.
  • Mortgage deals to suit your needs - we only offer deals which are self-financing which means the income you generate from the property has to cover the mortgage repayments.
  • Keep in mind the costs and charges - it's wise to make sure the rent also covers insurance charges and general repair and upkeep of the property now and in the future.

We can only give you information about our range of mortgages. We can't help you decide if Buy to Let is right for you as a longer-term investment.

WAYS TO APPLY

Call us on 0345 850 3705
Mon-Fri 8am - 8pm Sat 9am - 4pm

Come into branch
You'll need to book an appointment beforehand.

Your property may be repossessed if you do not keep up repayments on your mortgage

New on the Buy to Let scene?

We're here to help. From risks and costs to landlord obligations, read our 5 steps to getting started with a Buy to Let mortgage.

Calculators, tools and current rates

Take a look at our helpful mortgage calculators & tools and find out our current Buy to Let mortgage rates.

5 steps to getting a Buy to Let mortgage

If you are looking to buy a property to rent out or add another investment to your property portfolio, there are lots of things to consider. Check out our 5 Steps to getting started to put you on the right path to Buy to Let.

Step 1

Can I apply for a Buy to Let mortgage?

There are a number of things to consider before applying for a Buy to Let mortgage and these include:

  • Checking your eligibility to apply
  • Finding out how much you could borrow
  • Costs of buying, running and maintaining your Buy to Let property.
Step 3

Had an offer accepted? You're ready to start your mortgage application

Once you’ve had an offer accepted, you’re ready to start your mortgage application.

You can start your application over the phone or in branch. To start your application, call us on 0345 850 3705 (Mon-Fri 8am-8pm. Sat 9am-4pm). Or book an appointment online.

Step 5

Landlord obligations and renting your property

Being a Buy to Let landlord comes with a fair number of obligations and responsibilities.

These include tenancy agreements, tenancy deposits, repair and maintenance and more.

Start your application over the phone or in branch.

You'll need address details for the last 3 years, employment and income details for the last 18 months, plus any outstanding financial commitments.

To talk to a mortgage adviser and apply over the phone call us on:

0345 850 3705

Lines are open Monday - Friday 8am to 8pm and Saturdays 9am to 4pm. We're closed on Sundays and Bank Holidays.

To talk to a mortgage adviser and apply in branch you'll need to book an appointment beforehand.

Book an appointment

Existing customers

Existing Halifax Buy to Let customers can apply to switch to a new deal or borrow more.

Switch to a new deal

Our current rates

Our current fixed rate Buy to Let mortgages available today.

Our current rates