Savings accounts and cash ISAs

Best Savings provider 2015

We've won the MoneySuperMarket.com award for Best Savings Account Provider, for the second year in a row.

View our full range of savings accounts

View all of our savings accounts to help you choose the right one.

Compare savings accounts

Find out more about savings

Featured cash ISAs available online

Account

Interest rate

Minimum deposit

Interest type

Withdrawals

Interest paid

Help to Buy: ISA

  • For people saving for their first home (up to the value of £250,000 outside London and £450,000 inside London)
  • 25% bonus by the Government up to £3,000 (based on eligibility)
  • Qualifying accounts for Halifax Savers Prize Draw
  • Open online in minutes

insertAsset 2.50% tax free/AER Variable

Help to buy: Backed by HM Government

Initial deposit up to £1,000 followed by top ups of up to £200 a month by standing order to be received by the 25th of the month

Variable

Unlimited withdrawals allowed, but you won’t be able to claim any of the Government bonus on the money withdrawn

Annually

Find out more

ISA Saver Variable

  • Allows ISA transfers
  • Qualifying account for Halifax Savers Prize Draw
  • Open online in minutes

insertAsset0.60% tax free/AER variable for 12 months

After 12 months, your account automatically changes to an Instant ISA Saver, currently paying insertAsset 0.25% tax free/AER variable.

£1

Variable

Unlimited

Annually

Find out more

ISA Saver Fixed

  • Allows ISA transfers
  • Qualifying account for Halifax Savers Prize Draw
  • Open online in minutes

insertAsset 1.25% tax free/AER for a 2 year term

2 and 5 year terms available

£500

Fixed

Closure or transfer out only

Charges apply

Annually or monthly (may be at a lower tax free rate)

Find out more

Help to Buy: ISA

  • For people saving for their first home (up to the value of £250,000 outside London and £450,000 inside London)
  • 25% bonus by the Government up to £3,000 (based on eligibility)
  • Qualifying accounts for Halifax Savers Prize Draw
  • Open online in minutes

Interest rate

insertAsset 2.50% tax free/AER Variable

Help to buy: Backed by HM Government

Minimum deposit

Initial deposit up to £1,000 followed by top ups of up to £200 a month by standing order to be received by the 25th of the month

Interest type

Variable

Withdrawals

Unlimited withdrawals allowed, but you won’t be able to claim any of the Government bonus on the money withdrawn

Interest paid

Annually

ISA Saver Variable

  • Allows ISA transfers
  • Qualifying account for Halifax Savers Prize Draw
  • Open online in minutes

Interest rate

insertAsset0.60% tax free/AER variable for 12 months

After 12 months, your account automatically changes to an Instant ISA Saver, currently paying insertAsset 0.25% tax free/AER variable.

Minimum deposit

£1

Interest type

Variable

Withdrawals

Unlimited

Interest paid

Annually

ISA Saver Fixed

  • Allows ISA transfers
  • Qualifying account for Halifax Savers Prize Draw
  • Open online in minutes

Interest rate

insertAsset 1.25% tax free/AER for a 2 year term

2 and 5 year terms available

Minimum deposit

£500

Interest type

Fixed

Withdrawals

Closure or transfer out only

Charges apply

Interest paid

Annually or monthly (may be at a lower tax free rate)

Featured fixed term accounts available online

Account

Interest rate

Minimum deposit

Interest type

Withdrawals

Interest paid

ISA Saver Fixed

  • Allows ISA transfers
  • Qualifying account for Halifax Savers Prize Draw
  • Open online in minutes

insertAsset 1.25% tax free/AER for a 2 year term

2 and 5 year terms available.

£500

Fixed

Closure or transfer out only

Charges apply

Annually or monthly (may be at a lower tax free rate)

Find out more

Regular Saver

  • Qualifying account for Halifax Savers Prize Draw
  • Open online in minutes

insertAsset 2.00% gross/AER

£25 to £250 each month

Fixed

None, by closure only

Annually

Find out more

Fixed Saver

  • Qualifying account for Halifax Savers Prize Draw
  • Open online in minutes

insertAsset 1.00% gross/AER for a 2 year term
insertAsset 1.75% gross/AER for a 5 year term

£500

Fixed

Closure only

Charges apply

Annually or monthly (may be at a lower gross rate)

Find out more

ISA Saver Fixed

  • Allows ISA transfers
  • Qualifying account for Halifax Savers Prize Draw
  • Open online in minutes

Interest rate

insertAsset 1.25% tax free/AER for a 2 year term

2 and 5 year terms available.

Minimum deposit

£500

Interest type

Fixed

Withdrawals

Closure or transfer out only

Charges apply

Interest paid

Annually or monthly (may be at a lower tax free rate)

Regular Saver

  • Qualifying account for Halifax Savers Prize Draw
  • Open online in minutes

Interest rate

insertAsset 2.00% gross/AER

Minimum deposit

£25 to £250 each month

Interest type

Fixed

Withdrawals

None, by closure only

Interest paid

Annually

Fixed Saver

  • Qualifying account for Halifax Savers Prize Draw
  • Open online in minutes

Interest rate

insertAsset 1.00% gross/AER for a 2 year term
insertAsset 1.75% gross/AER for a 5 year term

Minimum deposit

£500

Interest type

Fixed

Withdrawals

Closure only

Charges apply

Interest paid

Annually or monthly (may be at a lower gross rate)

Featured easy access accounts available online

Account

Interest rate

Minimum deposit

Interest type

Withdrawals

Interest paid

Online Saver

  • Qualifying account for Halifax Savers Prize Draw
  • Open online in minutes

insertAsset0.60% gross/AER variable for 12 months

After 12 months, your account automatically changes to an Instant Saver, currently paying insertAsset 0.25% gross/AER variable

£1

Variable

Unlimited

Annually

Find out more

Everyday Saver

  • Qualifying account for Halifax Savers Prize Draw
  • Open online in minutes

insertAsset0.50% gross/AER variable for 12 months

After 12 months, your account automatically changes to an Instant Saver, currently paying insertAsset 0.25% gross/AER variable.

£1

Variable

Unlimited

Annually

Find out more

Online Saver

  • Qualifying account for Halifax Savers Prize Draw
  • Open online in minutes

Interest rate

insertAsset0.60% gross/AER variable for 12 months

After 12 months, your account automatically changes to an Instant Saver, currently paying insertAsset 0.25% gross/AER variable

Minimum deposit

£1

Interest type

Variable

Withdrawals

Unlimited

Interest paid

Annually

Everyday Saver

  • Qualifying account for Halifax Savers Prize Draw
  • Open online in minutes

Interest rate

insertAsset0.50% gross/AER variable for 12 months

After 12 months, your account automatically changes to an Instant Saver, currently paying insertAsset 0.25% gross/AER variable.

Minimum deposit

£1

Interest type

Variable

Withdrawals

Unlimited

Interest paid

Annually

Featured kids' accounts - now available to open online.

Account

Interest rate

Minimum deposit

Interest type

Withdrawals

Interest paid

Kids' Regular Saver

  • Open online in minutes

insertAsset6.00% gross/AER

£10 a month

Fixed

Closure only

Annually

Find out more

Young Saver

  • Open online in minutes

insertAsset2.25% gross/AER on balances of £1 - £20,000

insertAsset0.50% gross/AER for £20,000+

£1

Variable

Unlimited

Annually

Find out more

Junior Cash ISA

  • Allows Junior ISA transfers
  • Open online in minutes

Up to insertAsset4.00% tax free/AER*

£1

Variable

None, until the child is 18

Annually

Find out more

Kids' Regular Saver

  • Open online in minutes

Interest rate

insertAsset6.00% gross/AER

Minimum deposit

£10 a month

Interest type

Fixed

Withdrawals

Closure only

Interest paid

Annually

Young Saver

  • Open online in minutes

Interest rate

insertAsset2.25% gross/AER on balances of £1 - £20,000

insertAsset0.50% gross/AER for £20,000+

Minimum deposit

£1

Interest type

Variable

Withdrawals

Unlimited

Interest paid

Annually

Junior Cash ISA

  • Allows Junior ISA transfers
  • Open online in minutes

Interest rate

Up to insertAsset4.00% tax free/AER*

Minimum deposit

£1

Interest type

Variable

Withdrawals

None, until the child is 18

Interest paid

Annually

*Relationship interest available if the adult registered contact linked to the Junior Cash ISA holds a Halifax cash ISA with a minimum balance of £1, otherwise insertAsset3.00% tax free/AER variable. For children 16 and over, the relationship interest rate automatically applies to the account.

View all of our savings accounts

Changes to the way savings accounts work from 6 April


Tax treatment depends on individual circumstances and may change in the future.

For a definition of AER, Gross and other terms please view our savings glossary.


Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk/. You can also visit our Financial Services Compensation Scheme page for more details.

FSCS you are protected