Savings accounts and cash ISAs


Important information for Halifax savings customers.

We are making some changes to our savings conditions. These changes cover:

  • The Government ending its Help to Buy: ISA scheme from 30th November. Existing Help to Buy: ISA customers can continue to save. Savers with other banks and building societies can still transfer their Help to Buy: ISAs to Halifax.
  • New processes for our Regular Saver accounts.

At the same time we’re making minor grammar changes, and including some details in the booklet that we’ve already told affected customers about.

Our updated conditions will apply from 1st December.

Choose your ideal account

We have a range of savings accounts, whether you need easy access to your money, peace of mind of a fixed rate of return, tax free or even one for your child.


Easy access to your money

Ideal if you need to access your savings regularly.


Kids' accounts

Encourage the little ones to save with a kids' savings account.

  • Teach kids about saving and managing money.
  • Allow family members to save money regularly for a child.
  • Get kids in to the habit of saving.

Cash ISAs

Everyone likes to save tax-free so start saving with a cash ISA today.


Fixed term accounts

Earn a higher rate of interest for setting aside your savings for a fixed period of time.


Support a mortgage

Help a family member buy their first home.

  • Your family member won't need a deposit. Your savings can be held as security for the mortgage.
  • Get your money after 3 years if no missed mortgage payments.
  • The savings will earn you fixed interest.

More about supporting a mortgage

Tax treatment depends on individual circumstances and may change in the future.

For a definition of AER, gross and other terms, view our savings glossary.


Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). For further information about the compensation provided by the FSCS, refer to the FSCS website at www.fscs.org.uk/. You can also visit our Financial Services Compensation Scheme page for more details.

FSCS you are protected