Credit Cards.


Coronavirus (COVID-19) support

If your income has been affected by the disruption from the coronavirus, you may wish to take a credit card payment holiday.

Ask to have a payment holiday


Looking for a new credit card?

Want to transfer a balance over to a Halifax credit card? Want to spread the cost of something expensive? Or how about a travel card?

Have a look through the range of Halifax credit cards.


Manage your Halifax credit card

If you’re already a Halifax credit card customer, all the help you need is in one place.

Activate your new card
Report your card lost or stolen
Get a second credit card
Ways to pay your credit card bill


Credit card help & guidance

A credit card can be very handy. The trick is learning how it works so you can use it wisely. Whether you’re thinking of applying for a Halifax credit card or you’re already a customer, our guides will help you find out more.

Learn about APR, interest rates and fees
Top tips for managing your card

18 Month Purchase and Balance Transfer

0% Purchase and Balance Transfer

18 Month Purchase and Balance Transfer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 18 months

on balance transfers made within 90 days of account opening

Balance transfer fee

3%

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 18 months

from account opening

Representative example

A variable representative of
19.9% APR
A variable annual purchase rate of
19.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may be offered a Classic Credit Card; the promotional period and rate of the offer may be different based on your individual circumstances.

Clarity Credit Card

Clarity Credit Card

Ready for your next overseas holiday? Travel abroad with one simple rate & no usage fees.

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
  • No fees for using your card anywhere worldwide (interest charges apply)
  • No fees for withdrawing cash (interest charges apply and some ATM providers may charge a fee)

Representative example

A variable representative of
19.9% APR
A variable annual purchase rate of
19.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may receive a rate of 27.9% APR (variable), depending on your individual circumstances.

26 Month Balance Transfer

Low Fee 0% Balance Transfer

26 Month Balance Transfer

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section

Your spendX

Time to pay

X

Fee + Interest

X

How is this calculated?Expandable section
Balance transfer offer

0% for up to 26 months

on balance transfers made within 90 days of account opening

Balance transfer fee

1.2%

on balance transfers made within 90 days of account opening.

Purchase rate offer

0% for 9 months

from account opening.

Representative example

A variable representative of
19.9% APR
A variable annual purchase rate of
19.95% p.a.
Based on borrowing
£1,200 over 12 months

Credit limits and interest rates vary based on your individual circumstances.

Keep in mind: you may be offered a Classic Credit Card; the promotional period and rate of the offer may be different based on your individual circumstances.