Moving home mortgages.

Ready to make your next move? Let us take care of your mortgage so all you need to focus on is the move!

Our great mortgage rates are here to help you if you’re ready to make your next move.

Rates are subject to change.

Step 1

Thinking of moving home?

Take a look at the things you'll need to think about when looking to move home and applying for a new mortgage.

Things to know
Learn more about mortgages

Step 2

How much could you borrow?

Use our online calculator to get an idea of how much you could borrow, see current interest rates and compare monthly payments.

Step 3

You'll need to apply for an Agreement in Principle

An Agreement in Principle will give you an indication of how much we could lend you. Most estate agents need to see this to show you're a serious buyer.

There's no charge for this, and no obligation to apply for your mortgage with us.

Apply for an Agreement in Principle

Your home may be repossessed if you do not keep up repayments on your mortgage.


Agreement in Principle explained

  • It should take no longer than 15 minutes
  • There's no obligation to apply for a mortgage with us
  • No effect on your credit rating even if you're declined

Once you have an offer accepted on a property, you'll need to complete a full mortgage application to confirm how much you could borrow.


Watch our video - why get an Agreement in Principle?

Step 4

Had an offer accepted on a property?

Make sure you’ve completed your Agreement in Principle with us. Then you’ll need to speak to one of our mortgage advisers to continue with your full mortgage application.

You can call us on 0345 850 3705 or come into branch.

Book a branch appointment

 


Help to Buy government schemes

Help to Buy - Backed by HM GovernmentHalifax supports a range of government backed initiatives that could help you buy a home. These include:

  • Help to Buy: ISA
  • Help to Buy: equity loan
  • Forces help to buy
  • Right to buy

Your home may be repossessed if you do not keep up repayments on your mortgage.