HOME INSURANCE

Halifax Home Insurance and Halifax Home Insurance Ultimate are underwritten by Lloyds Bank General Insurance Limited.

Protect your home with Halifax Home Insurance

Get a new quote, retrieve an existing online quote or find out how to make a claim. You can also read our helpful Home Insurance guides to find out more about our products and services.


Get Building and Contents Insurance from £150*

We’ve made it easy for you to buy great value home insurance. Compare our two levels of cover side by side when you get a quote.

Get a quote online Retrieve a quote

*Prices from £150, based on 20% of customers paying this price or less for combined policies bought online between 1st April 2019 to 8th July 2019. Price based on standard cover and excludes optional extras.


Get Contents Insurance from as little as £59*

With our Contents Insurance policy from as little as £59*, you could protect the things that matter the most to you for about £1 a week! You also get the flexibility to pick and choose from a range of optional extras.

Get a quote online

*Prices from £59, based on 32% of customers paying this price or less for contents only policies bought online between 1st April 2019 to 8th July 2019. Price based on standard cover and excludes optional extras.


Buildings Insurance

Our Home Insurance Buildings cover protects your private residence and its attached structures. This includes permanent fixtures in your home such as plumbing, wiring, kitchen and bathroom fittings, and attached garages.

This policy includes cover against: 

  • fire, flood and storm damage
  • subsidence
  • vandalism.

You can also add additional cover options to tailor your policy to your needs.

If you need more cover and higher limits as standard you could opt for our Home Insurance Ultimate Buildings cover.

Get a quote online


Contents Insurance

Contents insurance covers your household goods and personal belongings in your private residence and in its attached structures. This includes £10,000 of cover for your high risk items such as televisions, computers and jewellery.

This policy includes cover against: 

  • escape of water
  • fire, flood and storm damage
  • theft.  

You can also add additional cover options to tailor your policy to your needs.

If you need more cover and higher limits as standard you could opt for our Home Insurance Ultimate Contents cover.

Get a quote online


Buildings and Contents Insurance

Our combined Buildings and Contents policy covers your private residence and its attached structures, plus their contents, all under one insurance policy.

This policy includes cover against:

  • fire, flood and storm damage
  • subsidence
  • theft and vandalism.

You can also add additional cover options to tailor your policy to your needs.

If you need more cover and higher limits as standard you could opt for our Home Insurance Ultimate Buildings and Contents cover.

Get a quote online

Limits, terms and exclusions apply, see our policy documents for full details.


Existing customers

If you're already an existing customer and you need to contact us to get help and support with your Home Insurance policy, we're here to help. You will find helpful information and phone numbers, including:

  • General enquiries - contact us to discuss any queries about your existing Home Insurance policy
  • Home Insurance claims - contact us about making a claim on your Home Insurance policy
  • Home Emergency Cover - need an urgent repair to your home? Get help 24 hours a day
  • Legal helpline - get confidential and impartial legal advice, 24 hours a day
  • Home Insurance renewals - talk to us about your Home Insurance renewal quote
  • Ultimate Reward Current Account - if you're an Ultimate Reward Current Account holder you're covered for a wider range of home emergencies as one of your account benefits.

What is Home Insurance?

Home Insurance is a cover that you can take out to protect against unexpected everyday risks to your home and possessions. There are two types of cover, which you can take out separately or together:


Protect what matters most

We offer a range of additional cover options, so that you can choose the right level of cover to protect your home and possessions. Here are some quick links to help you find the right level of cover.

Please note: we can provide protection under Contents and Personal Belongings for:


Retrieve your quote online

If you've already completed a quote and would like to take out Home Insurance with us, there's no need to start your quote again.

You can retrieve your quote online with the following information:

  • your Quote Reference Number
  • your date of birth
  • the post code of the property you want to insure.

Get a quote over the phone

If you would prefer to get a Home Insurance quote over the phone, we're here to help.

We'll answer any questions you may have about our products and services, to make sure that you get the right level of cover to protect your home and possessions.

Call us on 0800 085 6844

Lines are open Mon to Fri 8am - 8pm and Sat 8am - 4pm. (Times may vary on public holidays).


Help and guidance

If you're looking for general information about home insurance, you're in the right place. We've created a number of guides with a range of hints and tips you may find useful.


Important information

Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.