A guide to shopping around for home insurance.
Halifax Home Insurance and Halifax Home Insurance Ultimate are underwritten by Lloyds Bank General Insurance Limited.
We know how important it is to feel safe and secure. So when it comes to your home we want to help make sure you’ve got the right insurance for your needs.
That’s why we recommend you shop around and compare insurance quotes before you commit. There are many kinds of home insurance that can cover the unexpected. With the Halifax, you can compare our two levels of insurance, Home Insurance and Home Insurance Ultimate, side by side.
We want to make it simple for you to compare home insurance, so here’s our quick and easy guide to finding the right insurance for you:
If you’ve already got home insurance, you should check all your documents. Your situation could’ve changed since you first took out your insurance. Check whether everything in your existing policy covers your current needs.
There are loads of changes you can make yourself. Is there any way you can make your home safer from burglars, fire, or weather damage? Will changing from paying monthly to paying yearly reduce the cost? Small changes can make a big difference.
List all the things you need cover for, and bear in mind these three questions:
If you’re shopping around for cheap home insurance, don’t just base your choice on the cost. The cheapest policy doesn’t always have the best cover for your needs. Try to get as many home insurance quotes as you can. You might have a no-claims discount built up: bear this in mind when making your choice.
Please note: If you are looking to switch home insurance provider at any time other than your renewal, you should check with your current provider to see if you will incur any admin fees. It's simple to switch to Halifax Insurance plus we will reward you with £50 cashback if you are buying a combined buildings and contents policy. Conditions apply.
Make sure the features you’re comparing match up. Sometimes there are things that are hard to spot, like the excess. Always check when comparing home insurance quotes that all the details are the same.
If you follow these steps, you’ve got a better chance of finding the right home insurance policy for your needs at the right price. We hope you found this guide helpful. Now you’re ready to shop around for insurance, you can easily get a quote for Halifax Home Insurance in around ten minutes, and compare it with others you might find elsewhere.
Once you've decided which provider and cover options are right for you, please consider the below handy tips if you choose to proceed with Halifax Home Insurance:
We’ve made it easy for you to buy home insurance. Compare our two levels of cover side by side when you get a quote.
Or call for a quote on 0800 085 6844.
Lines open Mon to Fri 8am – 8pm and Sat 8am – 4pm. (Times may vary on public holidays).
Calls will be recorded and may be monitored for training and/or quality purposes.